Acorns vs Fundrise

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Fundrise? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While Fundrise lets you invest in a wide variety of real estate projects across the US starting with just $10. There is no accreditation needed. It offers several portfolio tiers depending on your goals. There is a 1% management fee.

Compare Acorns with Fundrise, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Acorns	Fundrise

	Visit Site	Visit Site
	SPECIAL OFFER $20 Investment Bonus - Learn More Read Acorns Review	SPECIAL OFFER Invest in Real Estate with $10+ - Learn More Read Fundrise Review
	Benefits and Features
Savings	No
Stock Trading	Part of service fee. No add-on trading fees.
Options Trading	No
Annual Fee	Acorns Personal ($3/mo) - includes personal taxable account, IRA, and checking account Acorns Personal Plus ($5/mo) - includes everything in Personal, emergency fund, and 25% match on rewards Acorns Premium ($9/mo) - includes everything in Personal Plus, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, and free GoHenry account	1% management fee
Cryptocurrency Trading	No
Minimum Deposit	$0	$10
Checking	Yes
Mutual Fund Trading	No
Commission Free ETFs	A selection automatically chosen by Acorns
Phone Support	Yes	No
Live Chat Support	No	No
Email Support	Yes	Yes
Investment Types		Commercial, single family, multi-family, industrial
Human Advisors	No
Robo Advisor	Yes
Accredited Investor Requirements		None
Assets Under Management	$4.7 Billion
Tax Loss Harvesting	No
Goal Tracker	Yes
Automatic Deposits	Yes
Broker Assisted Trades	Acorns automatically invest and trade for you
Good For	Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee	None, but you will keep paying the monthly fee
Maintenance Fee	Monthly fee for the service
Online Platform	Yes
iPhone App	Yes (4.7 stars, 760k ratings)
Android App	Yes (4.3 stars, 156k ratings)
Banking	Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App	Yes
Two-Factor Authentication	Yes
Dividends		Choose quarterly payouts or auto reinvest
Investment Period		5+ years (with opportunities to liquidate on a quarterly basis)
Locations	No
Online Community	No
Seminars	No
Virtual Trading	No
Fractional Shares	Yes
Taxable Accounts	Yes
401k Plans	No
IRA Accounts	Yes
Roth IRA Accounts	Yes
SEP IRA Accounts	Yes
Trust Accounts	No
529 Plans	No
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Mobile App
Customer Service
Ease of Use
Commissions and Fees
Liquidity
Pros & Cons	Pros: No minimum to open account Invest with spare change Cash-back program Cons: Fees are high for small balances No tax benefits Limited investment options	Pros: Just $10 to start Strong past performance Passive investing Cons: Illiquid investment Unknown future returns
Bottom Line	Investment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review	Good way to invest in real estate with low fees and no income requirements... Read full review
	Visit Site	Visit Site
	$20 Investment Bonus Try Acorns Today! Acorns Invest: Invest Spare Change	Invest in Real Estate with $10+ $0 Advisory Fees for 3 Months Earn Passive Income with Real Estate
		Terms Apply. Offering Circulars
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Acorns: Pricing information from published website as of 09/28/2020. Fundrise: Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.

$20 Investment Bonus

Get $20 Investment Bonus

Open an Acorns account (new users only)
Set up the Recurring Investments feature
Have your first investment be made successfully via the Recurring Investments feature

Only $10 minimum investment
Get a diversified portfolio of real estate projects across the US
Open to all investors

Invest in Real Estate with $10+

Start Investing

Sign up in minutes; no complicated paperwork
$10 minimum investment
No income requirements
Multiple investing plans tailored to your goals
Completely passive investment
Low 1% annual fee

$0 Advisory Fees for 3 Months

Learn More

3 Months of Advisory Fees Waived for Each Friend You Invite

Which is Better: Acorns or Fundrise?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Robinhood.

Articles on Acorns

Acorns App Review

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Legit

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on Fundrise

Fundrise Review

Fundrise lets you invest in real estate with just $10. But is it any good? Find out if it's legit and make an informed decision before you sign up.

Comments

Olivia Tabor from Texas
on April 2019 said about Acorns:
I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.