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Acorns vs Fundrise

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Fundrise? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

While Fundrise lets you invest in a wide variety of real estate projects across the US starting with just $10. There is no accreditation needed. It offers several portfolio tiers depending on your goals. There is a 1% management fee.

Compare Acorns with Fundrise, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 AcornsFundrise
 Visit SiteVisit Site
 

Acorns

Fundrise

SPECIAL OFFER
$10 Sign-Up Bonus - Learn More

Read Acorns Review

SPECIAL OFFER
Invest in Real Estate with $10+ - Learn More

Read Fundrise Review

 

Benefits and Features

Savings
No
 
Stock TradingPart of service fee. No add-on trading fees. 
Options Trading
No
 
Annual Fee
  • $3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account)
  • $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
1% management fee
Cryptocurrency Trading
No
 
Minimum Deposit
$0
$10
Checking
Yes
 
Mutual Fund Trading
No
 
Commission Free ETFsA selection automatically chosen by Acorns 
Phone Support
Yes
No
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
 
Robo Advisor
Yes
 
Assets Under Management
$4.7 Billion
 
Tax Loss Harvesting
No
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Broker Assisted TradesAcorns automatically invest and trade for you 
Good ForBeginners; Passive investors; Those who have trouble saving/investing on their own 
Inactivity FeeNone, but you will keep paying the monthly fee 
Maintenance Fee
Monthly fee for the service
 
Online Platform
Yes
 
iPhone App
Yes (4.7 stars, 760k ratings)
 
Android App
Yes (4.3 stars, 156k ratings)
 
BankingIncluded in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide. 
Mobile App
Yes
 
Two-Factor Authentication
Yes
 
Dividends Choose quarterly payouts or auto reinvest
Investment Period 
5+ years
Investment Types Commercial, single family, industrial
Locations
No
 
Online Community
No
 
Seminars
No
 
Virtual Trading
No
 
Wealth Requirements 
None
Fractional Shares
Yes
 
Taxable Accounts
Yes
 
401k Plans
No
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 AcornsFundrise
Annual FeeStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Ease of UseStarStarStarStarStarStarStarStarStarStar
Commissions and FeesStarStarStarStarEmpty Star
LiquidityStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No minimum investment
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Pros:
  • Just $10 to start
  • Quarterly dividends
  • Passive investing
Cons:
  • Illiquid investment
  • Unknown future returns
Bottom LineInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full reviewPassive real estate investing with no income requirement... Read full review
 Visit SiteVisit Site
 Terms Apply. Offering Circulars

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 09/28/2020.

Which is Better: Acorns or Fundrise?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Ally Invest.


Articles on Acorns

Acorns App Review

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Legit

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Articles on Fundrise

Fundrise Review

Fundrise lets you invest in real estate with just $10. But is it any good? Find out if they can be trusted before you sign up.

Comments

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.





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