Western Alliance Bank vs Navy Federal Credit Union
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Navy Federal Credit Union? Read our comparison chart below.
 | ||
| Visit Site | Learn More | |
Western Alliance Bank | Navy Federal Credit Union | |
|---|---|---|
High-Yield Savings Premier - 4.10% APY | 12-Month EasyStart Certificate - 3.80% APY - | |
Benefits and Features | ||
| Savings | High-Yield Savings Premier: 4.10% APY | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. |
| CD | Up to 4.00%; 3-12 month term CDs. $1 minimum deposit. | Standard Certificate: Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. |
| Checking | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts | |
| Mobile App | ||
| ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat | |
| IRA CD | Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |  |  |
| CD | | |
| Fees | | |
| Mobile App |  | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Savings account with low APY, best for military personnel... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 09/30/2025. Navy Federal Credit Union: Pricing information from published website as of 10/10/2025 based on 91107 zip code. | ||
High-Yield Savings Premier - 4.10% APY
- No account fees
- Option to open individual or joint account
- FDIC insured up to $250,000 per depositor
- Only $500 minimum opening deposit
High Yield Savings Account - 4.10% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.00% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 4.00% APY |
| 4 Month | 3.50% APY |
| 6 Month | 3.50% APY |
| 9 Month | 3.40% APY |
| 12 Month | 3.30% APY |
Which is Better: Western Alliance Bank or Navy Federal Credit Union?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
In short: Western Alliance Bank's savings and fees are outstanding. Navy Federal Credit Union's mobile app and customer service are noteworthy.
Articles on Western Alliance Bank
Western Alliance Bank Review
Articles on Navy Federal Credit Union
