Western Alliance Bank vs Axos Bank
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Axos Bank? Read our comparison chart below.
Western Alliance Bank offers high-yield savings products and CD accounts.
While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.
Compare Western Alliance Bank with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 |  | |
| Visit Site | Learn More | |
Western Alliance Bank | Axos Bank | |
|---|---|---|
High Yield Savings Account - 4.25% APY - | Rewards Checking - Up to 3.30% APY - | |
Benefits and Features | ||
| Savings | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) | |
| CD | Up to 4.40%; 3-12 month term CDs. $1 minimum deposit. | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | |
| Money Market | ||
| Mobile App | ||
| ATMs | approximately 91,000 partner ATMs | |
| Customer Service | ||
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |  |  |
| CD | |  |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Checking | | |
| Money Market | | |
| ATMs | | |
| Locations | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Full-service online bank with excellent cashback and interest checking... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 05/09/2025. Axos Bank: Pricing information from published website as of 09/27/2024. | ||
High Yield Savings Account - 4.25% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.40% APY
- No fees
- $1 minimum deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Month | 4.40% APY |
| 5 Month | 4.10% APY |
| 6 Month | 4.00% APY |
| 9 Month | 3.90% APY |
| 12 Month | 3.80% APY |
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Axos ONE - Earn up to 4.66% APY
- Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
- Get your money up to 2 days early.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Which is Better: Western Alliance Bank or Axos Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
In short: Western Alliance Bank's cd is outstanding. Axos Bank's mobile app is notable.
Articles on Western Alliance Bank
Western Alliance Bank Review
Articles on Axos Bank
Axos Bank Review
Axos Business Checking
Which Do You Think is Best?
Which Bank Account is Right for You?
You Might Also Like
