Western Alliance Bank vs Axos Bank

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Axos Bank? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare Western Alliance Bank with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Western Alliance Bank	Axos Bank
	SPECIAL OFFER High-Yield Savings Premier - 3.80% APY Read Western Alliance Bank Review	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review
	Benefits and Features
Savings	High-Yield Savings Premier: 3.80% APY	Up to 4.21% APY (promotional rate)
CD	Up to 4.05% APY; 2-12 month term CDs. $1 minimum deposit.	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Personal Checking, Personal Interest Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market		0.25% APY
Mobile App		iOS & Android
ATMs		approximately 91,000 partner ATMs
Customer Service		24/7
Locations	35 locations	Online only
	CreditDonkey® Reviews
Savings
CD
Fees
Mobile App
Customer Service
Checking
ATMs
Locations
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	Full-service online bank with excellent checking and savings... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 3.80% APY High-Yield CD Rates - Up to 4.05% APY 12-Month High-Yield CD - 4.05% APY	Basic Business Checking Axos ONE - Earn up to 4.21% APY High Yield Savings - Up to 4.21% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 07/02/2026. Axos Bank: Pricing information from published website as of 07/26/2026.

High-Yield Savings Premier - 3.80% APY

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No account fees
Option to open individual or joint account
FDIC insured up to $250,000 per depositor
Only $500 minimum opening deposit

The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Which is Better: Western Alliance Bank or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: Western Alliance Bank's cd is outstanding. Axos Bank's mobile app is notable.