Capital One Venture vs Hilton Honors Surpass

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Venture is a good travel credit card for the occasional traveler. How does it compare to Hilton Honors Surpass from American Express, a hotel card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $95 annual fee, while the Hilton Honors Surpass has a $150 annual fee.

	Capital One Venture Rewards Credit Card	Hilton Honors American Express Surpass® Card
	Credit Card Interest Rates & Fees
Purchase APR	21.24% to 29.24% (Variable) based on your creditworthiness and other factors	20.99% to 29.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	21.24% to 29.24% (Variable) based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$95 annual fee	$150 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Introductory Bonus Hotel Rewards		Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership.
Travel Rewards	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.
Airline Rewards	Earn 2 miles per dollar on all purchases
Bonus Hotel Rewards		Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Hotel Rewards		Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 4X Points for each dollar on U.S. Online Retail Purchases. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Hotel Status		Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond status through the end of the next calendar year.
Gas Rewards		Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Grocery Rewards		Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Dining Rewards		Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
Airline Transfer Partners	Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2x points Bonus offer No foreign transaction fee Cons: $95 annual fee No intro APR
Bottom Line	Good travel credit card for the occasional traveler... Read full review
	Read Capital One Venture Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Venture Rewards Credit Card and Hilton Honors American Express Surpass® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed. Hilton Honors Surpass: Pricing information including interest rates, benefits and fees was obtained on April 18, 2024 from published websites and is believed to be accurate, but not guaranteed.

Articles on Capital One Venture Rewards Credit Card

Capital One Venture

Want to earn more miles on everything you spend? Want travel rewards without jumping through hoops? Capital One Venture Rewards Credit Card might be what you need.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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