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Vanguard Personal Advisor vs Goldco

Vanguard Personal Advisor is a hybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start. How does it compare to Goldco? Read our comparison chart below.

Vanguard Personal Advisor offers automatic investing with personalized service for a low fee of 0.30%. An advisor will build a portfolio for you based on your goals and financial situation. The advisor will also regularly rebalance your portfolio to keep it on track. The minimum to open an account is $50,000.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare Vanguard Personal Advisor with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Goldco
 Learn MoreVisit Site
 

Vanguard Personal Advisor

Goldco

SPECIAL OFFER
Free Gold IRA Kit - Learn More

Read Goldco Review

 

Benefits and Features

Annual Fee
0.3%
Varies depending on custodian
Minimum Deposit
$50,000
$25,000
Phone Support
Yes
 
Live Chat Support
No
 
Email Support
Yes
 
Human Advisors
Yes
 
Robo Advisor
Check
 
Assets Under Management
$100+ Billion
 
Gold IRA 
Check
Tax Loss Harvesting
client-by-client basis
 
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Online Platform
Yes
 
Setup Fee 
$50
iPhone App
Yes
 
Android App
Yes
 
Silver IRA 
Check
Platinum IRA 
Check
Palladium IRA 
Check
Single Stock Diversification
No
 
Fractional Shares
No
 
Taxable Accounts
Yes
 
401k Plans
No
 
IRA Accounts
Yes
 
Roth IRA Accounts
Yes
 
SEP IRA Accounts
Yes
 
Trust Accounts
Yes
 
529 Plans
Yes
 
 

CreditDonkey® Reviews

 Goldco
Annual FeeStarStarStarStarHalf Star
Minimum DepositStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Human AdvisorsStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Gold IRAStarStarStarStarEmpty Star
SafetyStarStarStarStarStar
Pros & ConsPros:
  • Professionally managed by human advisors
  • Low annual fee
  • Backed by prestigious brand
Cons:
  • High minimum investment
  • Extra transaction fees
  • No continuous tax loss harvesting
Pros:
  • Highest buyback price guarantee
  • Free silver promotion
  • A+ BBB rating
Cons:
  • $25,000 min
Bottom LineHybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start... Read full reviewVery reputable Gold IRA account, but preferred custodian's fees may be higher than competitors... Read full review
 Learn MoreVisit Site

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Vanguard Personal Advisor: Pricing information from published website as of 04/04/2018

Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

Goldco

Free Gold IRA Kit

  • Up to $10,000 in free silver for eligible customers
  • Highest buyback price, guaranteed
  • Endorsed by Sean Hannity and Chuck Norris
Goldco

Get Up to $10,000 in Free Silver

Open a qualifying gold IRA and get up to $10,000 in free silver

Which is Better: Vanguard Personal Advisor or Goldco?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Vanguard Personal Advisor or Robinhood.

In short: Goldco's minimum deposit and customer service are worth mentioning. In particular, the customer service is outstanding.


Articles on Vanguard Personal Advisor

Vanguard Personal Advisor Review

Typically, robo-advisors mean strictly online portfolio management with no human interaction. Vanguard Personal Advisor Services set out to be the face of change by combining the two services. Is it all it's cracked up to be?

Articles on Goldco

Goldco Review

Is Goldco the best precious metals company? Find out the truth about the fees, common complaints, and minimum investment requirement in this review.

Which Do You Think is Best?





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