Stash vs M1 Finance

Stash is a good investment app to guide beginners to invest in stocks. How does it compare to M1 Finance? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

While M1 Finance offers automated investing with no commissions or trading fees. M1 lets you select your own investments and their automation will manage it for you. This is great for investors who want a say. The downside is that there are no human advisors. The minimum to start is just $100.

Compare Stash with M1 Finance, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Stash	M1 Finance
	SPECIAL OFFER Sign Up and Get $5 - Learn More Read Stash Review	SPECIAL OFFER Commission Free Stock Trading - Learn More Read M1 Finance Review
	Benefits and Features
Stock Trading	$0	$0
Options Trading	No	No
Annual Fee	STASH Growth ($3/mo) STASH+ ($9/mo)	A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active M1 Personal Loan.
Cryptocurrency Trading		Yes
Minimum Deposit	$1	$100 ($500 for IRAs, $5,000 for Trust Account)
Mutual Fund Trading		No
Commission Free ETFs		All U.S. listed ETFs
Phone Support	Yes - normal business hours, plus Sat & Sun 11a-5p ET	Monday - Friday 9:30 am to 4 pm EST
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	No	No
Robo Advisor	Yes
Assets Under Management	$3 Billion	$4.5 Billion
Tax Loss Harvesting	No	No, but offers tax minimization features
Goal Tracker	Yes	No
Automatic Deposits	Yes	Yes
Broker Assisted Trades		Included
Good For		DIY investing with passive portfolio management
Inactivity Fee		$50 (for accounts with $50 or less and no trading or deposit activity for 90+ days)
Maintenance Fee		$3 monthly platform fee for accounts with less than $10,000 in M1 assets, or without an active M1 Personal Loan
Online Platform	Yes	Yes
iPhone App	Yes	Yes (4.6 stars, 33.3k ratings)
Android App	Yes	Yes (4.5 stars, 15.7k ratings)
Banking	All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS.
Mobile App	iOS & Android
Two-Factor Authentication		Yes
Locations		No
Online Community		No
Seminars		No
Trading Platform	Web Trading, Mobile Apps	Web Trading, Mobile Apps
Virtual Trading		No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes	Yes
401k Plans	No	No
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	No	Yes
Trust Accounts	No	Yes
529 Plans	No	No
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Customer Service
Mobile App
Ease of Use
Research
Pros & Cons	Pros: Guidance for beginners Automatically save and invest through round-ups and recurring transfers Cons: Fees are high for small balances High ETF expense ratio Limited research	Pros: Choose your own investments Can invest in individual stocks Morning and afternoon trade windows Cons: No research No human advisors Platform fee
Bottom Line	Good investment app to guide beginners to invest in stocks... Read full review	Commission-free investing app that allows you to choose your own investments... Read full review
	Sign Up and Get $5	Commission Free Stock Trading M1 Finance Fees Invest Automatically with M1 Finance
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Stash: Pricing information from published website as of 08/14/2019 M1 Finance: Pricing information from published website as of 12/26/2023.

Which is Better: Stash or M1 Finance?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Acorns.

In short: M1 Finance's annual fee is excellent.

Articles on Stash

Stash Invest

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

• Stash vs Acorns
• Stash vs Robinhood
• Stash vs Webull

Articles on M1 Finance

M1 Finance Review

Is M1 Finance legitimate and safe? Find out the pros, cons, fees, and more. An essential read for beginners interested in M1 Finance.

Best M1 Finance Pie

M1 Finance is a commission-free investment app offering ready-made portfolios that are made up of "pies." What's the best M1 Finance Pie? Find out.

M1 Finance Alternatives

M1 Finance is a popular app for commission-free investing. But is there a better option for you? Find out in this detailed guide to M1 Finance alternatives.

Which Do You Think is Best?

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