Save money and be informed. CreditDonkey is a personal finance comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Qapital vs Goldco

Qapital is a mobile app that makes saving money fun and automatic with custom rules. Good for those who have trouble saving. How does it compare to Goldco? Read our comparison chart below.

Qapital aims to make saving effortless and fun. This microsaving app automatically saves money for you when certain "rules" are triggered. You can choose to deposit the savings into any of your goals. The app is completely free to use and there is no minimum to open.

While Goldco is one of the most popular gold IRA companies. It stands out for its large selection of gold and silver coins, highest price buyback guarantee, and thousands of 5-star reviews. The minimum investment is $25,000.

Compare Qapital with Goldco, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 QapitalGoldco
 Learn MoreVisit Site
 

Qapital

Goldco

SPECIAL OFFER
Free Gold IRA Kit - Learn More

Read Goldco Review

 

Benefits and Features

Savings
Yes
 
Annual FeeBasic: $3/mo; Complete: $6/mo; Master: $12/mo
Varies depending on custodian
Minimum Deposit
$0
$25,000
Checking
Yes
 
Phone Support
No
 
Live Chat Support
No
 
Email Support
Yes
 
Gold IRA 
Check
Goal Tracker
Yes
 
Automatic Deposits
Yes
 
Online Platform
No
 
Setup Fee 
$50
iPhone App
Yes
 
Android App
Yes
 
Mobile App
Yes
 
Silver IRA 
Check
Platinum IRA 
Check
Palladium IRA 
Check
Taxable Accounts
No
 
401k Plans
No
 
IRA Accounts
No
 
Roth IRA Accounts
No
 
SEP IRA Accounts
No
 
Trust Accounts
No
 
529 Plans
No
 
 

CreditDonkey® Reviews

 QapitalGoldco
Annual FeeStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Gold IRAStarStarStarStarEmpty Star
SafetyStarStarStarStarStar
Pros & ConsPros:
  • No minimum balance
  • Rules-triggered savings
Cons:
  • No interest
  • Only available on a smartphone
  • No phone support
Pros:
  • Highest buyback price guarantee
  • Free silver promotion
  • A+ BBB rating
Cons:
  • $25,000 min
Bottom LineMobile app that makes saving money fun and automatic with custom rules. Good for those who have trouble saving... Read full reviewVery reputable Gold IRA account, but preferred custodian's fees may be higher than competitors... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Qapital: Pricing information from published website as of 07/02/2018

Goldco: The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as a $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage. Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

Goldco

Free Gold IRA Kit

  • Up to $10,000 in free silver for eligible customers
  • Highest buyback price, guaranteed
  • Endorsed by Sean Hannity and Chuck Norris
Goldco

Get Up to $10,000 in Free Silver

Open a qualifying gold IRA and get up to $10,000 in free silver

Which is Better: Qapital or Goldco?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Qapital or Robinhood.

In short: Qapital's minimum deposit is impressive. Goldco's customer service is outstanding.


Articles on Qapital

Qapital

Qapital "forces" you to save by rounding up your purchases or following rules you've chosen. So can this mobile app for beginning savers help you? Read on to find out.

Articles on Goldco

Goldco Review

Is Goldco the best precious metals company? Find out the truth about the fees, common complaints, and minimum investment requirement in this review.

Which Do You Think is Best?





Next Page:

About CreditDonkey
CreditDonkey is a personal finance comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.