Prosper vs SoFi

Prosper is a low APRs for "good credit" borrowers who need a small loan. How does it compare to SoFi? Read our comparison chart below.

	Visit Site	Learn More
	Prosper	SoFi
	OFFER Personal Loans - Learn More Read Prosper Review	OFFER Refinance Student Loans - Learn More Read SoFi Review
	Benefits and Features
Savings		Up to 4.60% APY
CD		N/A
Checking		0.50% APY on checking balances with direct deposit activity or qualifying deposits
	CreditDonkey® Reviews
Fees
Eligibility
Interest Rates
Pros & Cons	Pros: Online application No prepayment penalties Better approval chances Cons: High APR for "fair credit" Only two terms offered Won't pay creditors directly	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Low APRs for "good credit" borrowers who need a small loan... Read full review	Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Visit Site	Learn More
	Personal Loans	Refinance Student Loans Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi
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Which is Better: Prosper or SoFi?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Prosper or Fiona.

In short: Prosper's eligibility is worth mentioning. SoFi's fees and interest rates are noteworthy.

Articles on Prosper

Prosper Personal Loan Review

Prosper offers peer-to-peer personal loans at fairly low APRs. Before applying, find out if you'll qualify and who Prosper loans are best for.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Robinhood

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings Review

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?