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Prosper vs SoFi

Prosper is a low APRs for "good credit" borrowers who need a small loan. How does it compare to SoFi? Read our comparison chart below.

 ProsperSoFi
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Prosper

SoFi

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Personal Loans - Learn More

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Refinance Student Loans - Learn More

Read SoFi Review

 

CreditDonkey® Reviews

 ProsperSoFi
EligibilityStarStarStarStarEmpty StarStarStarHalf StarEmpty StarEmpty Star
FeesStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
Interest RatesStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
Pros & ConsPros:
  • Online application
  • No prepayment penalties
  • Better approval chances
Cons:
  • High APR for "fair credit"
  • Only two terms offered
  • Won't pay creditors directly
Pros:
  • Competitive, fixed rates
  • Low fees
  • No collateral
Cons:
  • Slower underwriting process
  • High standards for borrowers
Bottom LineLow APRs for "good credit" borrowers who need a small loan... Read full reviewPersonal loans with low APR and fees. Must have good credit to qualify... Read full review

Personal Loans

Which is Better: Prosper or SoFi?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Prosper or Best Egg.

In short: Prosper's eligibility is worth mentioning. SoFi's fees and interest rates are noteworthy.


Articles on Prosper

Prosper Personal Loan Review

Prosper offers peer-to-peer personal loans at fairly low APRs. Before applying, find out if you'll qualify and who Prosper loans are best for.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?





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