Raisin Promotions
By Charles Tran
Updated June 1, 2026
Updated June 1, 2026
Raisin is currently offering eight promotions. Read our in-depth review of Raisin to see why Raisin scored 4.1 stars out of 5. We like their multiple savings accounts in one place, no monthly fee, and $1 minimum.
$1,200
High-Yield Savings Account - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
$1,200
High-Yield CD - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
$1,200
No-Penalty CD - Up to $1,200 Bonus
New customers only. Earn up to a $1,200 bonus.
- Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
- To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
- Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.
| Qualifying Deposit | Welcome Bonus | Bonus Boost | Total Bonus |
|---|---|---|---|
| $10,000 - $24,999 | $50 | +$10 | $60 |
| $25,000 - $49,999 | $125 | +$25 | $150 |
| $50,000 - $99,999 | $250 | +$50 | $300 |
| $100,000 - $199,999 | $500 | +100 | $600 |
| $200,000 or more | $1,000 | +200 | $1,200 |
Raisin Trending Offers
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Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Disclosures
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Disclosures
Raisin Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
$1,500
High-Yield Savings Account - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code FRESHSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
No-Penalty CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$1,500
High-Yield CD - Up to $1,500 Bonus
New customers only. Earn up to a $1,500 bonus.
- Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
- Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
- Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.
| Deposit | Cash Bonus |
|---|---|
| $10,000 - $24,999 | $70 |
| $25,000 - $49,999 | $175 |
| $50,000 - $99,999 | $350 |
| $100,000 - $199,999 | $750 |
| $200,000 or more | $1,500 |
$2,000
High-Yield Savings Account - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
$1,600
High-Yield Savings Account - Up to $1,600 Bonus
New customers only. Earn up to $1,600 in cash bonuses.
- Open your first account through Raisin by December 31, 2025 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $15 | $60 |
| $25,000 | $38 | $150 |
| $50,000 | $75 | $300 |
| $100,000 | $150 | $600 |
| $250,000 | $400 | $1,600 |
$2,000
High-Yield CD - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
$2,000
No-Penalty CD - Up to $2,000 Bonus
New customers only. Earn up to $2,000 in cash bonuses.
- Open your first account through Raisin by January 14, 2026 using promo code GIFT.
- Make your qualifying deposit before January 14th to be eligible for the first quarter's bonus.
- Maintain your balance through the end of each quarter to earn cash payouts every three months.
- Add more funds anytime before the next bonus deadline to move up a tier and earn even more.
| Deposit | Quarterly Bonus | Total Potential (Year) |
|---|---|---|
| $10,000 | $20 | $80 |
| $25,000 | $50 | $200 |
| $50,000 | $100 | $400 |
| $100,000 | $200 | $800 |
| $250,000 | $500 | $2,000 |
- Where are my funds held? Your account is opened through Raisin, an online savings marketplace partnering with over 40 federally insured US banks and credit unions. However, your funds are held in a custodial account with the bank or credit union that is providing your savings account.
- Are my deposits insured? Yes. all banks and credit unions on the Raisin platform is FDIC or NCUA insured. For each institution, your funds are insured up to $250,000 per depositor.
- Are there any fees? No, there are no monthly service fees, account opening fees, or account closing fees.
- How long do deposits and withdrawals take? All deposits and withdrawals are completed within one to three (1-3) business days.
- How do I access my money? You have 24/7 online access. To withdraw money, just transfer it back to your linked bank account.
Highlights
FAQ
Locations
Online only
Online only
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
More Deals to Save Money at Raisin
Raisin
Raisin Alternatives
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
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