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Payment Depot vs National Processing

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to National Processing? Read our comparison chart below.

 Payment DepotNational Processing
 Visit SiteVisit Site
 

Payment Depot

National Processing

SPECIAL OFFER
Save 40% or More - Learn More

Read Payment Depot Review

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

 

Benefits and Features

Monthly Fee
  • Start at $79/month (Process up to $250,000/yr)
  • Custom quote (Process more than $250,000/yr)
Starts at $9.95/mo; custom pricing starts at $9.95+/mo
Good ForBusinesses processing $20,000 or more per monthLarge and established businesses
EquipmentPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment ProcessingCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Customer ServicePhone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Phone, email, live chat
Fraud Prevention Tools
Check
 
Invoice Management
Integration needed
 
Pricing Model
Subscription
Flat-rate pricing
Recurring Billing
Integration needed
 
Swipe Rate
Interchange + 8¢
2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Online Rate
Interchange + 18¢
2.9% + $0.30 per transaction
Keyed-in Transaction Fee
Interchange + 18¢
3.5% + $0.15 per transaction
Deposit Time
Next day deposits
2-3 business days
Chargeback Fee 
$15
 

CreditDonkey® Reviews

 Payment DepotNational Processing
PriceStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarHalf StarEmpty Star
Low Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Affordable membership pricing
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Pros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Bottom LineCheap merchant account provider for high-volume businesses... Read full reviewFlat-rate processor with low in-person transaction fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees
Payment Depot

First Month Free

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: Payment Depot or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's price, contract, customer service, and high volume business are notable. In particular, the contract and high volume business are excellent. National Processing's low volume business is worth mentioning.


Articles on Payment Depot

Payment Depot

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Articles on National Processing

National Processing Review

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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