Payment Depot vs National Processing

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to National Processing? Read our comparison chart below.

	Payment Depot	National Processing

	Visit Site	Visit Site
	SPECIAL OFFER Save 40% or More - Learn More Read Payment Depot Review	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	Starts at $9.95/mo; custom pricing starts at $9.95+/mo
Good For	Businesses processing $20,000 or more per month	Large and established businesses
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone, email, live chat
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Flat-rate pricing
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.08	2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Online Rate	Interchange rate + $0.18	2.9% + $0.30 per transaction
Keyed-in Transaction Fee	Interchange + 18¢	3.5% + $0.15 per transaction
Deposit Time	Next day deposits	2-3 business days
Chargeback Fee		$15
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee	Pros: No long-term contracts Free equipment available No monthly minimums Cons: Conditions to waive termination fee Pricey with larger sales
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review	Flat-rate processor with low in-person transaction fees... Read full review
	Visit Site	Visit Site
	Save 40% or More Save Over $400 Per Month on Average First Month Free	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper
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Save 40% or More

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save Over $400 Per Month on Average

Learn More

No hidden fees
No surprises
No cancellation fees

First Month Free

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Get $500 If National Processing Can't Beat Your Current Rates*

Find Out More

*For merchants processing over $10k/month

Start Processing Payments Today

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Free Reprogram of Existing Equipment
Free Gateway Setup
Free Mobile Reader

Free Mobile Swiper

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Which is Better: Payment Depot or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's price, contract, customer service, and high volume business are notable. In particular, the contract and high volume business are excellent. National Processing's low volume business is worth mentioning.