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Payment Depot vs National Processing

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to National Processing? Read our comparison chart below.

 Payment DepotNational Processing
 Visit SiteVisit Site
 

Payment Depot

National Processing

SPECIAL OFFER
Save 40% or More - Learn More

Read Payment Depot Review

SPECIAL OFFER
Start Processing Payments Today - Learn More

Read National Processing Review

 

Benefits and Features

Customer ServicePhone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Phone, email, live chat
Good ForBusinesses processing $20,000 or more per monthSmall-medium businesses processing $5,000+ per month; Restaurants
EquipmentPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment ProcessingCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Pricing Model
Subscription
Interchange-Plus; Subscription available for high-volume businesses
Swipe RateInterchange + 15¢ (for processing up to $50,000/mo; discounts for larger volume)
  • Retail: Interchange + 0.18% + 10¢
  • Restaurants: Interchange + 0.14% + 7¢
Online RateInterchange + 15¢ (discounts for larger volume)
Interchange + 0.29% + 15¢
Monthly Fee
  • Starter: $59/month (up to $125,000/yr)
  • Starter Plus: $79/month (up to $250,000/yr)
  • Growth: $99/month (up to $500,000/yr)
  • $9.95/mo for Interchange-Plus plans
  • Subscription plans are $59/mo or $199/mo
Keyed-in Transaction FeeInterchange + 15¢ (discounts for larger volume) 
Deposit Time
Next day deposits
Next day funding
Chargeback Fee 
$15
 

CreditDonkey® Reviews

 Payment DepotNational Processing
PriceStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarStarStar
Low Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Affordable membership pricing
  • Free equipment with some plans
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Pros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee
Bottom LineCheap merchant account provider for high-volume businesses... Read full reviewProvider worth considering if lowest processing rates is your biggest priority... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees
National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: Payment Depot or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's contract is excellent. National Processing's low volume business is worth mentioning.


Articles on Payment Depot

Payment Depot

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Articles on National Processing

National Processing Review

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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