Payment Depot vs Helcim

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Helcim? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

Compare Payment Depot with Helcim, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Payment Depot	Helcim

	Visit Site	Visit Site
	SPECIAL OFFER Save 40% or More - Learn More Read Payment Depot Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	No monthly fees
Good For	Businesses processing $20,000 or more per month	Small-mid sized businesses; Seasonal businesses
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	$109 for Helcim card reader; $349 for Helcim smart terminal
Accept International Payments		Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Interchange plus
Recurring Billing	Integration needed
ACH Payments		0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + $0.08	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Online Rate	Interchange rate + $0.18	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Keyed-in Transaction Fee	Interchange + 18¢	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
Deposit Time	Next day deposits	1-2-day funding
Chargeback Fee		$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Visit Site
	Save 40% or More Save Over $400 Per Month on Average First Month Free	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Free Credit Card Processing
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Save 40% or More

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save Over $400 Per Month on Average

Learn More

No hidden fees
No surprises
No cancellation fees

First Month Free

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Start Accepting Payments Fast

Learn More

Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

Learn More

Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Learn More

Which is Better: Payment Depot or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's price, equipment, and high volume business are notable. In particular, the high volume business is excellent. Helcim's low volume business is noteworthy.