Payment Depot vs Authorize.net

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Authorize.net? Read our comparison chart below.

	Payment Depot	Authorize.net

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	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	$25/mo for all plans
Good For	Businesses processing $20,000 or more per month	E-commerce or online-only businesses
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Supported Card Reader Required; Virtual Terminal Available
Accept International Payments		11 currencies
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone (1-877-447-3938), Chat, Form
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Flat rate or Flat fee per transaction
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.10	2.9% + $0.30 per transaction for the All-in-One option
Online Rate	Interchange rate + $0.18	2.9% + $0.30 per transaction for the All-in-One option
Keyed-in Transaction Fee	Interchange + 18¢
Deposit Time	Next day deposits	3-5 business days
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review
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	Save Over $400 Per Month on Average First Month Free Save 40% or More
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Save Over $400 Per Month on Average

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📞 1-866-676-0771

No hidden fees
No surprises
No cancellation fees

First Month Free

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.