Marcus by Goldman Sachs vs Discover Bank

	Marcus by Goldman Sachs	Discover Bank
		Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER Marcus Online Savings - Earn 3.65% APY - Learn More Read Marcus Review	SPECIAL OFFER Discover® Online Savings - $200 Cash Bonus - Learn More Read Discover Bank Review
	Benefits and Features
Savings	3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.	3.50% APY
CD	3.85% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.20%. $500 minimum to open. No monthly service fee.	2.00% to 4.00% APY depending on terms
Checking	N/A
Money Market	N/A
Mobile App	iOS & Android	iOS & Android
ATMs	None	Over 60,000 no-fee ATMs
Customer Service	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET	24/7
Locations	Online only	Online Only
	CreditDonkey® Reviews

Savings
Checking
Money Market
Mobile App
Customer Service
Pros & Cons		Pros: High yield No fees 24/7 customer service
Bottom Line	Read full review	Solid online bank with high APY rates and good customer service... Read full review
	Learn More	Visit Site
	Marcus Online Savings - Earn 3.65% APY 6-Month High-Yield CD - 4.40% APY 9-Month High-Yield CD - 4.30% APY	Discover® Online Savings - $200 Cash Bonus Discover® Online Savings - $150 Cash Bonus Online Savings Account - Earn 3.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on July 23, 2025 from published websites and is believed to be accurate, but not guaranteed. Discover Bank: Pricing information and data points from published website as of 09/16/2025.

Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY925 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/12/2026, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

Get Deal

Expires 3/12/2026

Member FDIC

Discover® Online Savings - $150 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY925 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Get Deal

Expires 3/12/2026

Member FDIC

Online Savings Account - Earn 3.50% APY

Get Deal

No fees
No minimum opening deposit
No minimum balance required

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