Marcus by Goldman Sachs vs Discover Bank

	Marcus by Goldman Sachs	Discover Bank
		Member FDIC
	Learn More	Visit Site
	SPECIAL OFFER Marcus Online Savings - Earn 3.65% APY - Learn More Read Marcus Review	SPECIAL OFFER Online Savings Account - Earn 3.40% APY - Learn More Read Discover Bank Review
	Benefits and Features
Savings	3.65% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.	3.40% APY
CD	3.85% to 4.10% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.00%. $500 minimum to open. No monthly service fee.	2.00% to 4.05% APY depending on terms
Checking	N/A
Money Market	N/A
Mobile App	iOS & Android	iOS & Android
ATMs	None	Over 60,000 no-fee ATMs
Customer Service	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET	24/7
Locations	Online only	Online Only
	CreditDonkey® Reviews

Savings
Checking
Money Market
Mobile App
Customer Service
Pros & Cons		Pros: High yield No fees 24/7 customer service
Bottom Line	Read full review	Solid online bank with high APY rates and good customer service... Read full review
	Learn More	Visit Site
	Marcus Online Savings - Earn 3.65% APY 14-Month High-Yield CD - 4.10% APY 6-Month High-Yield CD - 4.05% APY	Online Savings Account - Earn 3.40% APY Certificate of Deposit Discover® CD Rates
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on October 04, 2025 from published websites and is believed to be accurate, but not guaranteed. Discover Bank: Pricing information and data points from published website as of 10/23/2025.

Member FDIC

Online Savings Account - Earn 3.40% APY

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No fees
No minimum opening deposit
No minimum balance required

Member FDIC

Certificate of Deposit

3.50% APY for 6-month term
4.05% APY for 12-month term
3.70% APY for 18-month term
3.50% APY for 24-month term
3.50% APY for 36-month term
3.50% APY for 5-year term

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Member FDIC

Discover® CD Rates

No minimum opening deposit required
No fees
FDIC insured

Term	CD Rates
3 Months	2.00% APY
6 Months	3.50% APY
9 Months	3.50% APY
1 Year	4.05% APY
1.5 Years	3.70% APY
2 Years	3.50% APY
2.5 Years	3.50% APY
3 Years	3.50% APY
4 Years	3.50% APY
5 Years	3.50% APY
7 Years	3.50% APY
10 Years	3.50% APY

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Marcus CD Rates

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Articles on Discover Bank

Discover Bank

Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.

Discover Savings Account Review

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