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Marcus by Goldman Sachs vs Discover Bank


 Discover Bank
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Marcus by Goldman Sachs

Discover Bank

SPECIAL OFFER
Marcus Online Savings - Earn 1.70% APY - Learn More

Read Marcus Review

SPECIAL OFFER
Discover Online Savings - $200 Cash Bonus - Learn More

Read Discover Bank Review

 

Benefits and Features

Savings1.70% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
1.50% APY
CD0.60% to 1.90% APY. Terms of 6 months to 6 years. 12-month CD APY of 1.85%. $500 minimum to open. No monthly service fee.0.35% to 1.80% APY. Terms of 3 months to 10 years. 12-month CD APY of 1.75%. Minimum deposit of $2,500 to open.
Checking Earn 1% cashback on up to $3,000 in debit card purchases each month
Money Market 1.35% APY under $100,000; 1.40% APY $100,000 or more. $2,500 minimum deposit.
Customer ServiceMonday - Friday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET
24/7
Mobile App
None
 
ATMs
None
Over 60,000 no-fee ATMs
IRA CD 12-month CD APY of 1.75%. 24-month CD APY of 1.75%. 5-year CD APY of 1.80%.
Locations
Online Only
Online Only
 

CreditDonkey® Reviews

 Discover Bank
Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • High yield
  • Cashback checking
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs
Bottom Line Read full reviewSolid online bank with high APY rates and good customer service... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Marcus: Information including rates, fees, terms, and benefits was obtained on March 29, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Discover Bank: Pricing information from published website as of 3/12/2020


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