Marcus by Goldman Sachs vs Discover Bank
 | ||
 |  | |
Marcus by Goldman Sachs | Discover Bank | |
|---|---|---|
Marcus Online Savings - Earn 1.70% APY - | Discover Online Savings - $200 Cash Bonus - | |
Benefits and Features | ||
| Savings | 1.70% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement. | |
| CD | 0.60% to 1.90% APY. Terms of 6 months to 6 years. 12-month CD APY of 1.85%. $500 minimum to open. No monthly service fee. | 0.35% to 1.80% APY. Terms of 3 months to 10 years. 12-month CD APY of 1.75%. Minimum deposit of $2,500 to open. |
| Checking | Earn 1% cashback on up to $3,000 in debit card purchases each month | |
| Money Market | 1.35% APY under $100,000; 1.40% APY $100,000 or more. $2,500 minimum deposit. | |
| Customer Service | Monday - Friday: 8:00 am - 10:00 pm (ET) Saturday - Sunday: 9:00 am - 7:00 pm ET | |
| Mobile App | ||
| ATMs | ||
| IRA CD | 12-month CD APY of 1.75%. 24-month CD APY of 1.75%. 5-year CD APY of 1.80%. | |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |   | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| |
| Bottom Line | | Solid online bank with high APY rates and good customer service... |
| | |
| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on March 29, 2020 from published websites and is believed to be accurate, but not guaranteed. Discover Bank: Pricing information from published website as of 3/12/2020 | ||
Articles on Marcus by Goldman Sachs
GS Bank Review
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.
Articles on Discover Bank
Discover Bank
Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.
Discover Savings Bonus
Discover Bank now has a bonus promo for opening your first savings account, plus a % APY and no fees. Find out how to qualify for the Discover Savings bonus.
Discover Savings Review
Discover Bank online savings account offers a high interest rates and no monthly fees. But is it the right place for your money? Read on to find out, plus the best way to open an account.
Discover Checking Review
With Discover Bank's Cashback Debit account, you'll pay no fees and earn money for purchases. Learn more about these benefits—and some downsides—in our guide.
Discover CD Rates
Discover Bank's CD account offers high rates and no hidden fees. But is the term worth it? Read this review before you open a CD.
Which Do You Think is Best?
You Might Also Like
Best High Yield Savings Accounts
Make your money work harder for you in a high-yield savings account. Here are the top savings accounts to grow your money.
Best Online Bank
Online banks are convenient, pay higher interest rates, and have less fees. Read this list of the best online banks for your money.
Compare Marcus to:
You might also be interested in
Related: Bank
 How to Open CIT Bank ApplicationOpening an account with CIT Bank is simple. Take a look at what you'll need and check out your account options in our guide. | ||
Compare Discover Bank to:
Next Page: Marcus by Goldman Sachs Review