Lili vs Fifth Third Bank

Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to Fifth Third Bank? Read our comparison chart below.

Lili is built for small business owners, offering a platform that combines business banking, accounting, invoicing, and tax preparation tools in one place. The basic account has no monthly fees or minimum balance requirements.

While Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.

Compare Lili with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		Fifth Third BankNovoBluevineBank of America Member FDIC
	Visit Site	Learn More
	Lili	Fifth Third Bank
	SPECIAL OFFER Free Checking Account for Small Business Owners - Learn More Read Lili Review	SPECIAL OFFER Personal Checking Account - $350 Bonus - Learn More Read Fifth Third Bank Review
	Benefits and Features
Savings	Savings with up to 4.00% APY on balances up to $1,000,000	0.01% APY
CD		0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.50% to 3.10% APY. Terms are 4, 8, 12, and 24, minimum deposit of $5,000.
Checking	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.
Monthly Fee	$0
Money Market		0.01% APY Standard Rate (0.01% Relationship Rate)
APY	N/A
Minimum Deposit to Open	$0
ACH Transfer Fee	$0
ATMs	approximately 40,000 MoneyPass ATMs	2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide
Balance Requirement	$0
Cash Deposit Fee	Up to $4.95
Customer Service	Monday–Friday, 9 AM–8 PM EST	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)
Incoming Wire Transfer Fee	$0 ($15 for international)
Locations	Online only	1,087 branch locations
Out of Network ATM Fee	$2.50 ($5 for international)
Outgoing Wire Transfer Fee	$15 ($25 for international)
Overdraft Fee	$0
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Fees
Mobile App
Customer Service
CD
Money Market
Pros & Cons	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for paid Lili plans Fee to deposit cash	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches
Bottom Line	All-in-one account for small business owners to manage expenses and taxes... Read full review	Midwest & Southwest bank with high balance requirements... Read full review
	Visit Site	Learn More
	Free Checking Account for Small Business Owners Lili Pro Business Checking	Personal Checking Account - $350 Bonus Fifth Third Business Checking Account™
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 05/13/2026 based on 45202 zip code.

Free Checking Account for Small Business Owners

• Sign up in 3 minutes; no credit check
• No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
• Automatic Savings
• Get paid up to 2 days early
• Savings with up to 4.00% APY

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Free Checking Account for Small Business Owners

• $0 monthly service fees
• $0 minimum opening deposit
• No minimum balance requirement
• No foreign exchange fee
• Get direct deposits up to 2 days earlier
• Savings with up to 4.00% APY

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Free Checking Account for Small Business Owners

• $0 monthly service fees
• Automatic Savings
• Free withdrawals at approximately 40,000 ATMs
• Get direct deposits up to 2 days earlier
• No foreign transaction fees
• Savings with up to 4.00% APY

Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Get Started

Which is Better: Lili or Fifth Third Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.

In short: Lili's savings and checking are worth mentioning. In particular, the checking is outstanding.

Articles on Lili

Lili Review

Lili offers free business checking with a debit card and automatic savings. Review its features, pros and cons to see if it fits your business.

• Lili vs Novo
• Lili vs Bluevine
• Lili vs Chime

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

• Fifth Third Bank vs Bank of America

Which Do You Think is Best?