Hilton Honors Aspire vs The Platinum Card® from American Express

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Hilton Honors Aspire is a hotel credit card. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Charge Card vs Credit Card: Hilton Honors American Express Aspire Card is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Hilton Honors American Express Aspire Card	The Platinum Card® from American Express
	Personal Credit Card	Personal Charge Card
	Card Interest Rates & Fees
Purchase APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$450 annual fee	$550 annual fee
		Terms Apply. See Rates & Fees
	Card Rewards & Benefits
Introductory Bonus Hotel Rewards	Earn 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account.
Introductory Bonus Offer		Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards		Travel Rewards
Airline Rewards	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com	5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Bonus Hotel Rewards	Earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year.
Hotel Rewards	Earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.	5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards		1 point for virtually every dollar spent.
Airline Status	$250 Airline Fee Credit, up to $250 per calendar year in statement credit toward incidental fees at one qualifying airline. Terms Apply. Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select. Unlimited lounge visits for you and up to 2 guests per visit.	$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	$250 Hilton Resort Statement Credit: Enjoy $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts. Complimentary Hilton Honors Diamond status.	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Dining Rewards	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants.
Airline Transfer Partners		Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Card Reviews
Pros & Cons		Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee
Bottom Line		Excellent charge card for frequent travelers... Read full review
What Others View	Chase Sapphire Reserve
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the Hilton Honors American Express Aspire Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Hilton Honors Aspire: Pricing information including interest rates, benefits and fees was obtained on October 31, 2019 from published websites and is believed to be accurate, but not guaranteed.

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Which Do You Like and Why?

Compare Hilton Honors Aspire to:

Chase Sapphire Reserve® Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 18.49% - 25.49% Variable $550

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Compare American Express Platinum to:

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.49% - 24.49% Variable Annual Fee $95

Delta SkyMiles® Reserve American Express Card Terms Apply | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.24% - 26.24% Variable Annual Fee $550

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