The Platinum Card® from American Express vs American Express® Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

American Express Platinum is an excellent card for frequent travelers. How does it compare to American Express Gold, a points credit card? Read our comparison chart below.

	The Platinum Card® from American Express	American Express® Gold Card


	Credit Card Summary

	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts® program at over 1,000 properties. Learn More. $200 Airline Fee Credit, up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees See Current Offer	Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. Choose to carry a balance with interest on eligible charges of $100 or more. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply. See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Purchase APR	N/A	See Rates & Fees
Balance Transfers APR	N/A	See Rates & Fees
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$550 annual fee	$250 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.	Earn 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Travel Rewards	Travel Rewards
Airline Rewards	5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.	3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Hotel Rewards	5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards	1 point for virtually every dollar spent.	Earn 4X Membership Rewards® points when you dine at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Airline Status	$200 Airline Fee Credit, up to $200 in statement credits per calendar year in baggage fees and more at one qualifying airline. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.	$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Hotel Status	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts® program at over 1,000 properties.
Grocery Rewards		4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Dining Rewards		4X Membership Rewards® points when you dine at restaurants worldwide. Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee	Pros: Welcome bonus Airline fee credit 3x points for flights booked directly with airlines Cons: $250 annual fee
Bottom Line	Excellent card for frequent travelers... Read full review	Good rewards card for cardholders who fly frequently or eat out... Read full review

What Others View	Chase Sapphire Preferred Delta Reserve American Express Business Platinum Blue Cash Preferred Blue Cash Everyday Delta SkyMiles Gold Chase Sapphire Reserve	Chase Sapphire Preferred Blue Cash Preferred Delta SkyMiles Gold Blue Cash Everyday
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Articles on The Platinum Card® from American Express

Amex Platinum

Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.

Benefits of Amex Platinum

Are the benefits of the Platinum Card® from American Express worth it? Read this in-depth guide to make the best use of the perks.

Amex Platinum Credit Score

The average The Platinum Card® from American Express cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.

American Express Platinum Credit Score Needed

The Platinum Card® from American Express requires great credit, which usually means 720+. But some can be approved with a lower credit score. Learn what it takes to improve your approval odds.

American Express Platinum

Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.

Articles on American Express® Gold Card

AMEX Gold

If you spend a lot, the American Express® Gold Card may be worth considering. Read on for the pros and cons of the AMEX Gold Card.

American Express Gold vs Discover It

American Express Gold Card Benefits

American Express® Gold Card offers many benefits and savings you may not know about that more than justify the annual fee. Read on to learn how get the most value.

Which Do You Like and Why?

JetBlue Baggage Fees

JetBlue offers straightforward pricing and baggage policies. Here's what you need to know for your next trip.

Southwest Baggage Fees

Southwest prides itself on providing customers lots of extras without the extra costs. Here's what you need to know for your next flight on Southwest.

American Airlines Baggage Fees

Planning travel with American Airlines? Learn the luggage fees before you take off to avoid unpleasant surprises. We breakdown how much you'll pay and the best ways to save.

United Baggage Fees

It's hard to keep up with all the changes around baggage fees. Here's all you need to know about United's baggage fees.

Alaska Airlines Baggage Fees

Like most major airlines, Alaska Airlines charges for checked bags - here's what you need to know before you fly.

How to Earn Delta SkyMiles Fast

You don't need to fly a lot to earn a TON of Delta SkyMiles. Read on for 10+ smart ways to earn Delta miles fast.

Review: Chase Sapphire Reserve vs AMEX Platinum

Both cards offer huge bonus points, high rewards rates, premium travel perks and hundreds of dollars in potential annual credits. So which is better?

Delta Credit Card: Which is Right for You?

Fly Delta? A Delta credit card could give you special perks and earn miles faster. But which one is right for you? We break it down.

List of AMEX Membership Rewards Transfer Partners

Find the smart way to use AMEX transfer partner. Get brilliant tips to maximize the value of your MR points, and what you should never do.

American Express Membership Rewards Review

Earn and use American Express Membership Rewards wisely to get more mileage out of your card.

Compare American Express Platinum to:

Chase Sapphire Preferred® Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	15.99% - 22.99% Variable
Annual Fee
$95

Delta SkyMiles® Reserve American Express Card



Terms Apply \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	15.74% - 24.74% Variable
Annual Fee
$550

The Business Platinum Card® from American Express



Terms Apply \| Read Review \| See Rates & Fees
Annual Fee
$595

You might also be interested in


	Credit Card for Traveling Abroad The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?

Compare American Express Gold to:

Blue Cash Preferred® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on purchases for 12 months	N/A	13.99% - 23.99% Variable
Annual Fee
$95

Delta SkyMiles® Gold American Express Card



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	15.74% - 24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99

Blue Cash Everyday® Card from American Express



Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on Purchases for 15 months	N/A	13.99% - 23.99% Variable
Annual Fee
$0