The Platinum Card® from American Express vs The Business Platinum Card® from American Express

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American Express Platinum is an excellent card for frequent travelers. How does it compare to American Express Business Platinum, a business and travel charge card? Read our comparison chart below.

Charge Card vs Credit Card: The Platinum Card® from American Express is a credit card for consumer while The Business Platinum Card® from American Express is a charge card for business. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Platinum Card® from American Express	The Business Platinum Card® from American Express
	Personal Credit Card	Business Charge Card
	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees See Current Offer	Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com. Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply. Terms Apply See Rates & Fees See Current Offer
	Card Interest Rates & Fees
Purchase APR	N/A	N/A
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$550 annual fee	$595 annual fee
	Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.	Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
Travel Rewards	Travel Rewards	Travel Rewards
Airline Rewards	5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.	Get 5X Membership Rewards® points on flights on amextravel.com.
Bonus Airline Rewards		35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
Hotel Rewards	5X Membership Rewards points on prepaid hotels booked on amextravel.com.	Get 5X Membership Rewards® points on prepaid hotels on amextravel.com.
Point Rewards	1 point for virtually every dollar spent.	Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
Airline Status	$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.	Get up to $200 in statement credits per calendar year on a selected airline for incidentals such as baggage fees, lounge day passes, and more. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee	Pros: Welcome Bonus Offer Airline Fee Credit Global Lounge Collection Concierge Service Cons: $595 annual fee
Bottom Line	Excellent card for frequent travelers... Read full review	Excellent business card for frequent travelers... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: American Express Platinum or American Express Business Platinum?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.

Articles on The Platinum Card® from American Express

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Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.
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Articles on The Business Platinum Card® from American Express

Business Platinum
The Business Platinum Card® from American Express offers travel-friendly benefits, including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But is it worth it? Read on to learn the pros and cons.
• American Express Business Platinum vs Business Gold Card
• American Express Business Platinum vs American Express Plum Card
• American Express Business Platinum vs Capital One Spark Cash Select

Comments

• Steve from Indiana
  on October 22, 2016 9:06 AM said about American Express Business Platinum:

  Hands down American Express if you really use it a lot!
  They keep on making it much better!

  I was not a big fan before because I didn't use it much!
  Once you start really using it in all ways possible it works even harder and better!
  I love it!

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Compare American Express Platinum to:

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Rates & Fees Annual Fee $250

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 15.99% - 22.99% Variable Annual Fee $95

Delta SkyMiles® Reserve American Express Card Terms Apply | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 15.74% - 24.74% Variable Annual Fee $550

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Compare American Express Business Platinum to:

American Express® Business Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 14.24% - 22.24% Variable $295

The Plum Card® from American Express Terms Apply | Read Review | See Rates & Fees Card Type Annual Fee Business Charge Card $0 introductory annual fee for the first year, then $250

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