The Platinum Card® from American Express vs Delta SkyMiles® Reserve American Express Card
Compare Rewards, Interest Rates, Fees, and Benefits
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American Express Platinum is an excellent card for frequent travelers. How does it compare to Delta Reserve from American Express, an airline card? Read our comparison chart below.
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The Platinum Card® from American Express | Delta SkyMiles® Reserve American Express Card | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
| Purchase APR | See Pay Over Time APR | 20.99% to 29.99% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | N/A | N/A |
| Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Airline Rewards | Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. | |
| Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. | Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases. |
| Bonus Airline Rewards | With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges. | |
| Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details. Enter Delta Sky Club® at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Enjoy your first checked bag free on Delta flights. |
| Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Excellent card for frequent travelers... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. | ||
Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.
Articles on The Platinum Card® from American Express
American Express Platinum
Is The Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
American Express Platinum Benefits
Are the benefits of the Platinum Card® from American Express worth it? Read this in-depth guide to make the best use of the perks.
Amex Platinum Credit Score
The Platinum Card® from American Express average cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.
American Express Platinum Credit Score Needed
The Platinum Card® from American Express requires great credit, which usually means 720+. But some can be approved with a lower credit score. Learn what it takes to improve your approval odds.
Which Do You Like and Why?
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