The Platinum Card® from American Express vs Delta Reserve® Credit Card from American Express

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American Express Platinum is an excellent charge card for frequent travelers. How does it compare to Delta Reserve from American Express, an airline credit card? Read our comparison chart below.

Charge Card vs Credit Card: The Platinum Card® from American Express is a charge card while Delta Reserve® Credit Card from American Express is a credit card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	The Platinum Card® from American Express	Delta Reserve® Credit Card from American Express
	Personal Charge Card	Personal Credit Card
	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees See Current Offer	Limited Time Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you spend $5,000 in purchases on your new Card in your first 3 months. Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. Enjoy in-flight savings in the form of a statement credit after you use your Delta Reserve Credit Card to make an eligible purchase, on board your next Delta flight. Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. Check your first bag free on Delta flights -that's a savings of up to $240 per round trip for a family of four. $450 Annual Fee. Terms Apply. See Rates & Fees See Current Offer
	Card Interest Rates & Fees
Purchase APR	N/A	17.99% to 26.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	17.99% to 26.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$550 annual fee	$450 annual fee
	Card Rewards & Benefits
Introductory Bonus Airline Rewards		Limited Time Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you spend $5,000 in purchases on your new Card in your first 3 months.
Introductory Bonus Reward Points	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards	Travel Rewards
Airline Rewards	5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.	Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Hotel Rewards	5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards	Earn 1 point for virtually every dollar spent.
Airline Status	$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.	Enter Delta Sky Club® at no cost and bring up to two guests for an exclusive rate of $29 per person per visit. Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. Check your first bag free on Delta flights -that's a savings of up to $240 per round trip for a family of four.
Hotel Status	Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee
Bottom Line	Excellent charge card for frequent travelers... Read full review
What Others View		Platinum Delta AMEX Chase Sapphire Reserve Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Still need help deciding which airline card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.

Articles on The Platinum Card® from American Express

Amex Platinum Review
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American Express Platinum Benefits
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Which Do You Like and Why?

Compare American Express Platinum to:

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 18.24% - 25.24% Variable Annual Fee $95

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $595

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Compare Delta Reserve to:

Platinum Delta SkyMiles® Credit Card from American Express Terms Apply | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 26.99% Variable Annual Fee $195

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 19.24% - 26.24% Variable Annual Fee $450

Gold Delta SkyMiles® Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 26.99% Variable Annual Fee $0 introductory annual fee for the first year, then $95

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