GROUNDFLOOR vs Acorns

GROUNDFLOOR is a crowdfunding platform for passive investors looking for short-term real estate debt investments. How does it compare to Acorns? Read our comparison chart below.

	Visit Site	Visit Site
	GROUNDFLOOR	Acorns
	SPECIAL OFFER Invest in Real Estate with $10 - Learn More Read GROUNDFLOOR Review	SPECIAL OFFER $20 Investment Bonus - Learn More Read Acorns Review
	Benefits and Features
Savings		No
Stock Trading		Part of service fee. No add-on trading fees.
Options Trading		No
Annual Fee	$0	Acorns Bronze ($3/mo) - includes personal taxable account, IRA, and checking account Acorns Silver ($6/mo) - includes everything in Bronze, emergency fund, 25% match on rewards, and 1% IRA match on Acorns Later contributions Acorns Gold ($12/mo) - includes everything in Silver, investment accounts for kids, 50% match on rewards, custom portfolio, Trust & Will, $10K Life Insurance, free GoHenry account, and 3% IRA match on Acorns Later contributions
Cryptocurrency Trading		No
Minimum Deposit	$10	$0
Checking		Yes
Mutual Fund Trading		No
Commission Free ETFs		A selection automatically chosen by Acorns
Phone Support	Yes	Yes
Live Chat Support	Yes	No
Email Support	Yes	Yes
Investment Types	Short-term real estate loans
Human Advisors		No
Robo Advisor		Yes
Accredited Investor Requirements	None
Assets Under Management		$4.7 Billion
Minimum Investment	$10
Tax Loss Harvesting		No
Goal Tracker		Yes
Automatic Deposits		Yes
Broker Assisted Trades		Acorns automatically invest and trade for you
Good For		Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee		None, but you will keep paying the monthly fee
Maintenance Fee		Monthly fee for the service
Online Platform		Yes
iPhone App		Yes (4.7 stars, 760k ratings)
Android App		Yes (4.3 stars, 156k ratings)
Banking		Included in Acorns Bronze ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App		iOS & Android
Two-Factor Authentication		Yes
Dividends	Monthly
Investment Period	12 to 18 months
Locations		No
Online Community		No
Seminars		No
Virtual Trading		No
Fractional Shares		Yes
Taxable Accounts		Yes
401k Plans		No
IRA Accounts		Yes
Roth IRA Accounts		Yes
SEP IRA Accounts		Yes
Trust Accounts		No
529 Plans		No
	CreditDonkey® Reviews
Minimum Deposit
Commissions and Fees
Customer Service
Ease of Use
Liquidity
Annual Fee
Mobile App
Pros & Cons	Pros: No investor fees High historical returns $10 minimum Cons: Risk of default Debt investments only (no equity)	Pros: No minimum to open account Invest with spare change Cash-back program Cons: Fees are high for small balances No tax benefits Limited investment options
Bottom Line	Crowdfunding platform for passive investors looking for short-term real estate debt investments... Read full review	Investment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review
	Visit Site	Visit Site
	Invest in Real Estate with $10 Short Term High-Yield Investments Diversify Your Portfolio	$20 Investment Bonus Try Acorns Today! Acorns Invest: Invest Spare Change
	Terms Apply. Offering Circular
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GROUNDFLOOR: Investments carry risk and may lose value. Not an offer or solicitation to purchase securities. Please consult the Offering Circular and related SEC filings before making an investment decision. Acorns: Pricing information from published website as of 09/28/2020.

Invest in Real Estate with $10

The minimum investment amount is only $10. (Though most transfer $100 for better diversification; subsequent transfers can be for any amount)

• Short-term real estate investments lasting just 12-18 months
• Open to non-accredited investors
• No investor fees

Learn More

Short Term High-Yield Investments

Learn More

Diversify Your Portfolio

With Groundfloor you can diversify your investment portfolio with real estate like a pro without needing to be a millionaire.

Learn More

$20 Investment Bonus

Get $20 Investment Bonus

• Open an Acorns account (new users only)
• Set up the Recurring Investments feature
• Have your first investment be made successfully via the Recurring Investments feature

Try Acorns Today!

Get Deal

Acorns Invest: Invest Spare Change

Automatically Save and Invest

Which is Better: GROUNDFLOOR or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing GROUNDFLOOR or Fundrise.

In short: GROUNDFLOOR's customer service is worth mentioning. Acorns' ease of use is outstanding.

Articles on GROUNDFLOOR

Groundfloor Review

At Groundfloor, you can earn up to 10% annually from short-term real estate investments. Plus, you only need $10 to start. Read on.

• GROUNDFLOOR vs Fundrise
• GROUNDFLOOR vs Arrived Homes
• GROUNDFLOOR vs Yieldstreet

Articles on Acorns

Acorns Investing

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

• Acorns vs Stash
• Acorns vs Betterment
• Acorns vs Robinhood

Apps Like Acorns

Acorns is one of the best micro-investing apps out there. But is it for everyone? Read on to see some of your alternatives.

Is Acorns Legit or Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Comments

• Olivia Tabor from Texas
  on April 2019 said about Acorns:

  I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

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