Greenlight vs USAA Bank
Greenlight is a solid financial literacy app and debit card for kids. How does it compare to USAA Bank? Read our comparison chart below.
![]() | ||
Visit Site | Learn More | |
Greenlight | USAA Bank | |
---|---|---|
Greenlight Debit Card for Kids - | 6-Month CD - 2.25% APY - | |
Benefits and Features | ||
Savings | 2% savings reward (3% for Greenlight Max, 5% for Greenlight Infinity, 6% for Greenlight Family Shield) on an average daily savings balance of up to $5,000 per family | |
CD | 0.05% to 3.51% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open. | |
Checking | Debit card up to 5 kids. Greenlight Max and Infinity plans also earn 1% cashback on purchases | Classic Checking, Youth Spending |
Kids Debit Card | ![]() | |
Mobile App | ||
ATMs | Any ATM with a Mastercard, Visa Interlink or Maestro name or logo. But the ATM owner may charge a withdrawal fee. | 100,000+ USAA and USAA-preferred ATMs |
CreditDonkey® Reviews | ||
![]() | ||
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Minimum Deposit | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Price | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Ease of Use | ![]() ![]() ![]() ![]() ![]() | |
Education | ![]() ![]() ![]() ![]() ![]() | |
Fees | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Solid financial literacy app and debit card for kids... | Savings account with low rate and limited availability... |
Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. USAA Bank: Pricing information from published website as of 09/23/2025. |
All Ages - Banking and Invest in One App
- Flexible controls, spending notifications, in-app chore list
- Age: No minimum age
- Fees: Starts at $5.99/month, per family (up to 5 kids). $10.98/month for Greenlight Max. $15.98/month for Greenlight Infinity. $24.98/month for Greenlight Family Shield.
Which is Better: Greenlight or USAA Bank?
In short: Greenlight's savings is noteworthy.