Fifth Third Bank vs Axos Bank

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to Axos Bank? Read our comparison chart below.

Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.

While Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

Compare Fifth Third Bank with Axos Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Fifth Third Bank	Axos Bank
	SPECIAL OFFER Personal Checking Account - $350 Bonus - Learn More Read Fifth Third Bank Review	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review
	Benefits and Features
Savings	0.01% APY	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
CD	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.50% to 3.10% APY. Terms are 4, 8, 12, and 24, minimum deposit of $5,000.	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum
Checking	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback
Money Market	0.01% APY Standard Rate (0.01% Relationship Rate)	0.25% APY
Mobile App		iOS & Android
ATMs	2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide	approximately 91,000 partner ATMs
Customer Service	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)	24/7
Locations	1,087 branch locations	Online only
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
ATMs
Locations
Pros & Cons	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Midwest & Southwest bank with high balance requirements... Read full review	Full-service online bank with excellent checking and savings... Read full review
	Personal Checking Account - $350 Bonus Fifth Third Business Checking Account™	Basic Business Checking Business Premium Savings - Up to 3.60% APY Axos ONE - Earn up to 4.21% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 05/13/2026 based on 45202 zip code. Axos Bank: Pricing information from published website as of 05/12/2026.

Which is Better: Fifth Third Bank or Axos Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Bank of America.

In short: Fifth Third Bank's cd is worth mentioning. Axos Bank's savings and checking are notable. In particular, the checking is excellent.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.