Discover Bank vs The Atlantic Federal Credit Union
Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to The Atlantic Federal Credit Union? Read our comparison chart below.
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Discover Bank | The Atlantic Federal Credit Union | |
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Online Savings Account - Earn 3.40% APY - | 1-Month High-Yield CD - 2.50% APY - | |
Benefits and Features | ||
Savings | ||
CD | 2.00% to 4.00% APY depending on terms |
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Mobile App | ||
ATMs | ||
Customer Service | ||
Locations | ||
CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
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Pros & Cons | Pros:
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Bottom Line | Solid online bank with high APY rates and good customer service... | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 09/30/2025. The Atlantic Federal Credit Union: Pricing information from published website as of 09/23/2025. |
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 3.50% APY for 6-month term
- 4.00% APY for 12-month term
- 3.80% APY for 18-month term
- 3.60% APY for 24-month term
- 3.60% APY for 36-month term
- 3.60% APY for 5-year term
Discover® CD Rates
- No minimum opening deposit required
- No fees
- FDIC insured
Term | CD Rates |
---|---|
3 Months | 2.00% APY |
6 Months | 3.50% APY |
9 Months | 3.50% APY |
1 Year | 4.00% APY |
1.5 Years | 3.80% APY |
2 Years | 3.60% APY |
2.5 Years | 3.60% APY |
3 Years | 3.60% APY |
4 Years | 3.60% APY |
5 Years | 3.60% APY |
7 Years | 3.50% APY |
10 Years | 3.50% APY |
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Wells Fargo.
Articles on Discover Bank
Discover Bank
Discover Savings Review
Discover CD Review
Discover Bank Locations
Who Owns Discover
Is Discover a Good Bank
Is Discover Savings Worth It
Which Do You Think is Best?
Which Bank Account is Right for You?
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