Discover Bank vs Navy Federal Credit Union
Discover Bank | Navy Federal Credit Union | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | 12-Month EasyStart Certificate - 3.80% APY - | |
Benefits and Features | ||
| Savings | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. | |
| CD | 2.00% to 4.05% APY depending on terms | Standard Certificate: Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. |
| Checking | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts | |
| Mobile App | ||
| ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat | |
| IRA CD | Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings | ||
| Fees | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | Savings account with low APY, best for military personnel... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 11/12/2025. Navy Federal Credit Union: Pricing information from published website as of 11/14/2025 based on 91107 zip code. | ||
Articles on Navy Federal Credit Union
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