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Discover Bank vs Navy Federal Credit Union


 

Discover Bank

Navy Federal Credit Union

SPECIAL OFFER
Online Savings Account - Earn 3.40% APY - Learn More

SPECIAL OFFER
12-Month EasyStart Certificate - 3.80% APY - Learn More

Read Navy Federal Credit Union Review

 

Benefits and Features

Savings
3.40% APY
Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
CD2.00% to 4.05% APY depending on termsStandard Certificate: Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Checking Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Mobile App
iOS & Android
iOS & Android
ATMs
Over 60,000 no-fee ATMs
360+ Navy Federal and more than 30,000 CO-OP Network ATMs
Customer Service
24/7
Phone: 888-842-6328
24/7 customer support
Online chat
IRA CD Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Locations
Online Only
360+ branches
 

CreditDonkey® Reviews

SavingsStarStarEmpty StarEmpty StarEmpty Star
FeesStarStarStarStarEmpty Star
Mobile AppStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty Star
Pros & ConsPros:
  • $0 monthly charge
  • Extensive ATM network
Cons:
  • Low interest rate
  • $5 opening deposit
  • Only for members
Bottom LineSavings account with low APY, best for military personnel... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Discover Bank: Pricing information and data points from published website as of 11/12/2025.

Navy Federal Credit Union: Pricing information from published website as of 11/14/2025 based on 91107 zip code.


Articles on Navy Federal Credit Union

Navy Federal High Yield Savings

Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.

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