Discover Bank vs GO2bank
Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to GO2bank? Read our comparison chart below.
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| Visit Site | Learn More | |
Discover Bank | GO2bank | |
|---|---|---|
Online Savings Account - Earn 3.40% APY - | Cash a Check and Get $5 Credit - | |
Benefits and Features | ||
| Savings | 1% APY on savings, paid quarterly on balances up to $5,000 | |
| CD | 2.00% to 4.05% APY depending on terms | |
| Checking | No monthly fees with eligible direct deposit (otherwise $5 per month) | |
| Monthly Fee | $0/mo with eligible direct deposit (otherwise $5 per month) | |
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | Over 55,000 fee-free AllPoint ATMs | |
| Customer Service | Mon - Sun 5am - 9pm PST, phone and live chat | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid online bank with high APY rates and good customer service... | Solid mobile bank with interest and good benefits, but beware of some fees... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 10/23/2025. GO2bank: Information sourced from the published website as of 10/29/2025. | ||
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 3.50% APY for 6-month term
- 4.05% APY for 12-month term
- 3.70% APY for 18-month term
- 3.50% APY for 24-month term
- 3.50% APY for 36-month term
- 3.50% APY for 5-year term
Discover® CD Rates
- No minimum opening deposit required
- No fees
- FDIC insured
| Term | CD Rates |
|---|---|
| 3 Months | 2.00% APY |
| 6 Months | 3.50% APY |
| 9 Months | 3.50% APY |
| 1 Year | 4.05% APY |
| 1.5 Years | 3.70% APY |
| 2 Years | 3.50% APY |
| 2.5 Years | 3.50% APY |
| 3 Years | 3.50% APY |
| 4 Years | 3.50% APY |
| 5 Years | 3.50% APY |
| 7 Years | 3.50% APY |
| 10 Years | 3.50% APY |
Which is Better: Discover Bank or GO2bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Wells Fargo.
In short: Discover Bank's customer service is outstanding.
Articles on Discover Bank
Discover Bank
Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.
Discover Savings Review
Make your money work with Discover® Bank high yield savings: high interest, no fees. Find out its benefits, drawbacks, and the easy way to open an account.
Discover CD Rates
Maximize returns with Discover® Bank lucrative CD rates - no hidden fees. Read this detailed review.
Discover Bank Locations
Wondering if there is a Discover® Bank near you? Read this article to find out.
Who Owns Discover
You've probably heard of Discover credit cards, but what exactly is Discover® Bank? Is it a legitimate bank? Read on for all the details.
Is Discover a Good Bank
Looking for a safe bank with great rates? This analysis of Discover® Bank reveals all - is it legit? Find out now.
Is Discover Savings Worth It
Is your money secure in a high-yield Discover® savings account? Get your answers now.
Articles on GO2bank
GO2bank Review
Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.
Which Do You Think is Best?
Which Bank Account is Right for You?
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