Discover Bank vs EverBank

Discover Bank is a solid online bank with high APY rates and good customer service. How does it compare to EverBank? Read our comparison chart below.

	Member FDIC	EverBankWells FargoBank of AmericaCIT Bank
	Visit Site	Learn More
	Discover Bank	EverBank
	SPECIAL OFFER Online Savings Account - Earn 3.40% APY - Learn More Read Discover Bank Review	SPECIAL OFFER 7-Month CD - 4.05% APY - Learn More
	Benefits and Features
Savings	3.40% APY	4.05% APY
CD	2.00% to 3.85% APY depending on terms	Up to 4.05% APY
Checking		0.25% APY
Money Market		Up to 4.00% APY
Mobile App	iOS & Android	iOS & Android
ATMs	Over 60,000 no-fee ATMs	Nearly 100,000 fee-free ATMs
Customer Service	24/7	Monday to Friday 8 am - 8 pm (ET); Saturday 9 am - 7 pm (ET)
IRA CD		N/A
IRA Money Market		N/A
Locations	Online Only	9 financial centers
	CreditDonkey® Reviews
Savings
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: High yield No fees 24/7 customer service
Bottom Line	Solid online bank with high APY rates and good customer service... Read full review
	Visit Site	Learn More
	Online Savings Account - Earn 3.40% APY Certificate of Deposit Discover® CD Rates	7-Month CD - 4.05% APY EverBank Performance℠ Savings - 4.05% APY EverBank Performance℠ Money Market - Up to 4.00% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Discover Bank: Pricing information and data points from published website as of 10/23/2025. EverBank: Information sourced from the published website as of 10/24/2025.

Member FDIC

Online Savings Account - Earn 3.40% APY

Get Deal

• No fees
• No minimum opening deposit
• No minimum balance required

Member FDIC

Certificate of Deposit

• 3.50% APY for 6-month term
• 3.85% APY for 12-month term
• 3.70% APY for 18-month term
• 3.50% APY for 24-month term
• 3.50% APY for 36-month term
• 3.50% APY for 5-year term

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Member FDIC

Discover® CD Rates

• No minimum opening deposit required
• No fees
• FDIC insured

Term	CD Rates
3 Months	2.00% APY
6 Months	3.50% APY
9 Months	3.50% APY
1 Year	3.85% APY
1.5 Years	3.70% APY
2 Years	3.50% APY
2.5 Years	3.50% APY
3 Years	3.50% APY
4 Years	3.50% APY
5 Years	3.50% APY
7 Years	3.50% APY
10 Years	3.50% APY

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Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Discover Bank or Wells Fargo.

Articles on Discover Bank

Discover Savings Review

Discover® Bank offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.

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Discover Online Savings Account Review

Make your money work with Discover® Bank high yield savings: high interest, no fees. Find out its benefits, drawbacks, and the easy way to open an account.

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Discover CD Rates Reviews

Maximize returns with Discover® Bank lucrative CD rates - no hidden fees. Read this detailed review.

• Discover Bank vs Marcus

Discover Bank Locations

Wondering if there is a Discover® Bank near you? Read this article to find out.

Who Owns Discover

You've probably heard of Discover credit cards, but what exactly is Discover® Bank? Is it a legitimate bank? Read on for all the details.

Is Discover Bank a Good and Real Bank

Looking for a safe bank with great rates? This analysis of Discover® Bank reveals all - is it legit? Find out now.

Is Discover Savings Worth It

Is your money secure in a high-yield Discover® savings account? Get your answers now.

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