Customers Bank vs Discover Bank
Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Discover Bank? Read our comparison chart below.
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Customers Bank | Discover Bank | |
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High-Yield Savings Account - 3.76% APY - | Online Savings Account - Earn 3.40% APY - | |
Benefits and Features | ||
Savings | Yield Shield Savings Account - 3.98% APY. $25,000 minimum opening deposit. | |
CD | 3.50% to 3.90% APY. Terms of 3 to 24 months. $500 minimum to open | 2.00% to 4.00% APY depending on terms |
Checking | Up to 2.00% APY. $50 to open, no balance required, no monthly fees. | |
Mobile App | ||
ATMs | ||
Customer Service | ||
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
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Bottom Line | Solid bank that offers an interest-earning checking account and savings options with good APY... | Solid online bank with high APY rates and good customer service... |
Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 10/01/2025. Discover Bank: Pricing information and data points from published website as of 09/30/2025. |
High-Yield Savings Account - 3.76% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
Online Savings Account - Earn 3.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Certificate of Deposit
- 3.50% APY for 6-month term
- 4.00% APY for 12-month term
- 3.80% APY for 18-month term
- 3.60% APY for 24-month term
- 3.60% APY for 36-month term
- 3.60% APY for 5-year term
Discover® CD Rates
- No minimum opening deposit required
- No fees
- FDIC insured
Term | CD Rates |
---|---|
3 Months | 2.00% APY |
6 Months | 3.50% APY |
9 Months | 3.50% APY |
1 Year | 4.00% APY |
1.5 Years | 3.80% APY |
2 Years | 3.60% APY |
2.5 Years | 3.60% APY |
3 Years | 3.60% APY |
4 Years | 3.60% APY |
5 Years | 3.60% APY |
7 Years | 3.50% APY |
10 Years | 3.50% APY |
Which is Better: Customers Bank or Discover Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.
In short: Discover Bank's savings, mobile app, and customer service are worth mentioning. In particular, the mobile app and customer service are outstanding.