Customers Bank vs Axos Bank
Customers Bank is a solid bank that offers an interest-earning checking account and savings options with good APY. How does it compare to Axos Bank? Read our comparison chart below.
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Learn More | Learn More | |
Customers Bank | Axos Bank | |
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High-Yield Savings Account - 4.01% APY - | Rewards Checking - Up to 3.30% APY - | |
Benefits and Features | ||
Savings | Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit. | 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over) |
CD | 3.25% to 4.15% APY. Terms of 3 to 60 months. $500 minimum to open | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum |
Checking | Up to 2.00% APY. $50 to open, no balance required, no monthly fees. | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback |
Money Market | ||
Mobile App | ||
ATMs | approximately 91,000 partner ATMs | |
Customer Service | ||
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
ATMs | ![]() ![]() ![]() ![]() ![]() | |
Locations | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Solid bank that offers an interest-earning checking account and savings options with good APY... | Full-service online bank with excellent cashback and interest checking... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Customers Bank: Pricing information from published website as of 03/02/2025. Axos Bank: Pricing information from published website as of 09/27/2024. |
High-Yield Savings Account - 4.01% APY
- $1 minimum deposit
- No fees
- 24/7 online access to funds
- FDIC insured
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
Axos ONE - Earn up to 4.66% APY
- Earn up to 4.66% APY* on savings, and 0.51% APY* on checking when you meet requirements.
- Get your money up to 2 days early.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Which is Better: Customers Bank or Axos Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Customers Bank or Bank of America.
In short: Customers Bank's cd is noteworthy. Axos Bank's savings, checking, and mobile app are notable. In particular, the checking is excellent.