Current vs Copper
Current is a simple, digital-only banking app with impressive bonus and cashback. How does it compare to Copper? Read our comparison chart below.
Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
While Copper offers banking and investing for kids 6-18. Features include debit cards for up to 5 kids, up to 5% savings rewards, and automatically managed portfolios. Starts from $4.95 per month.
Compare Current with Copper, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Visit Site | Learn More | |
Current | Copper | |
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Build Credit While You Bank - | Teen Banking - | |
Benefits and Features | ||
Savings | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 | Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family. |
Checking | Earn up to 15x points on purchases at participating merchants | |
Monthly Fee | Copper Basic Plan: $4.95 per month Copper Pro Plan: $7.95 per month | |
Kids Debit Card | ||
Minimum Deposit to Open | ||
Mobile App | ||
ATMs | Free access to 40,000+ Allpoint ATMs | Free access to 55,000+ Allpoint ATMs |
CreditDonkey® Reviews | ||
Savings | ||
Minimum Deposit | ||
Checking | ||
Price | ||
Mobile App | ||
Customer Service | ||
Ease of Use | ||
Education | ||
Pros & Cons | Pros:
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Bottom Line | Simple, digital-only banking app with impressive bonus and cashback... | Teaches kids and teens responsible saving, spending, and investing... |
Visit Site | Learn More | |
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Copper: Pricing information from published website as of 05/01/2022 |
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Which is Better: Current or Copper?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.
In short: Current's savings, checking, and mobile app are worth mentioning. In particular, the checking and mobile app are outstanding. Copper's education is impressive.