Current vs Copper

Current is a simple, digital-only banking app with impressive APY and cashback. How does it compare to Copper? Read our comparison chart below.

Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

While Copper offers banking and investing for kids 6-18. Features include debit cards for up to 5 kids, up to 5% savings rewards, and automatically managed portfolios. Starts from $4.95 per month.

Compare Current with Copper, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Current	Copper

	Visit Site	Learn More
	SPECIAL OFFER Build Credit While You Bank - Learn More Read Current Review	SPECIAL OFFER Teen Banking - Learn More Read Copper Review
	Benefits and Features
Savings	Up to 4.00% APY on your Savings Pod, on up to a total of $6,000	Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.
Checking	Earn up to 15x points on purchases at participating merchants	0.001% APY; no overdraft fees
Kids Debit Card
Minimum Deposit to Open	$0	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Free access to 40,000+ Allpoint ATMs	Free access to 55,000+ Allpoint ATMs
Monthly Fee	$0	Copper Basic Plan: $4.95 per month Copper Pro Plan: $7.95 per month
	CreditDonkey® Reviews

Savings
Minimum Deposit
Checking
Price
Customer Service
Mobile App
Ease of Use
Education
Pros & Cons	Pros: High savings rate Up to 15x cash back at 14k stores Ability to deposit cash Cons: No web platform Email-based support only Requires direct deposit to earn the boosted APY	Pros: No minimum deposit required Earn rewards with quizzes Cons: Low savings interest rate Limited customer service No foreign transactions
Bottom Line	Simple, digital-only banking app with impressive APY and cashback... Read full review	Teaches kids and teens responsible saving, spending, and investing... Read full review
	Visit Site	Learn More
	Build Credit While You Bank Current Savings with Interest - Up to 4% APY Convenient Teen Account With Debit Card	Teen Banking
Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. Copper: Pricing information from published website as of 05/01/2022

Build Credit While You Bank

Get Paid Up to 2 Days Faster
Build credit and earn points with every swipe
40,000 fee-free Allpoint ATMs in the U.S.
No credit check, minimum balance or hidden fees

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current Savings with Interest - Up to 4% APY

Learn More

4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
Simply add money to your Savings Pods and enable the Interest feature.
Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
Interest accumulates daily.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Convenient Teen Account With Debit Card

Easy transfers, set spending limits, automate allowances
Age: 13 years and older
Fees: No monthly or annual fee

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: Current or Copper?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Current or Chase.

In short: Current's savings, checking, and mobile app are worth mentioning. In particular, the checking and mobile app are outstanding. Copper's education is impressive.