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Credit Karma vs Chime

Credit Karma is a free credit builder that helps you build savings worth $500 or more. How does it compare to Chime? Read our comparison chart below.

 

Credit Karma

Chime

SPECIAL OFFER
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Read Chime Review

 

Benefits and Features

Savings 2.00% Annual Percentage Yield (APY).
Checking No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Mobile App
Yes
iOS & Android
 

CreditDonkey® Reviews

Credit Building ToolsStarStarStarHalf StarEmpty Star
Credit Bureaus ReportingStarStarStarStarStar
FeesStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarStar
SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No fees
  • Reports to 3 credit bureaus
  • No lock-in period
Cons:
  • Credit score must be 619 or below
  • Can't access savings immediately
Pros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
Bottom LineFree credit builder that helps you build savings worth $500 or more... Read full review Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


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Articles on Chime

Chime Reviews

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

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Which Do You Think is Best?





About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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