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Citibank vs Greenlight

Citibank is a large national bank best for high balance customers. How does it compare to Greenlight? Read our comparison chart below.

Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While Greenlight is a comprehensive banking app for kids of all ages. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. Plans range from $4.99 - $14.98 per month for up to 5 kids.

Compare Citibank with Greenlight, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 
Member FDIC
Greenlight
 Learn MoreVisit Site
 

Citibank

Greenlight

OFFER
Checking with Enhanced Direct Deposit - $300 Cash Bonus

Read Citibank Review

SPECIAL OFFER
Greenlight Debit Card for Kids - Learn More

Read Greenlight Review

 

Benefits and Features

Savings
  • CitiĀ® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • CitiĀ® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
1% savings reward (2% for Greenlight Max, 5% for Greenlight Infinity) on an average daily savings balance of up to $5,000 per family
CD
Check
 
Checking
Check
Debit card up to 5 kids. Greenlight Max and Infinity plans also earn 1% cashback on purchases
Monthly Fee Greenlight Core: $4.99 per month
Greenlight Max: $9.98 per month
Greenlight Infinity: $14.98 per month
Kids Debit Card 
Check
Money Market
Check
 
Minimum Deposit to Open 
$1
Mobile App 
iOS & Android
ATMsMore than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.Any ATM with a Mastercard, Visa Interlink or Maestro name or logo. But the ATM owner may charge a withdrawal fee.
Customer Service24/7 Live Customer Service (Telephone) 
IRA CD
Check
 
IRA Money Market
Check
 
LocationsMore than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami) 
 

CreditDonkey® Reviews

 Greenlight
SavingsStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
PriceStarStarStarEmpty StarEmpty Star
Ease of UseStarStarStarStarStar
EducationStarStarStarStarStar
Pros & ConsPros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY
Pros:
  • Free one-month trial, then start at $4.99/month for whole family
  • Great parental controls
  • Teaches money management for kids
  • Excellent education and savings tools
Cons:
  • Can't deposit physical cash
  • Difficult to close account
Bottom LineLarge national bank best for high balance customers... Read full reviewSolid financial literacy app and debit card for kids... Read full review
 Learn MoreVisit Site

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    Greenlight

    All Ages - Banking and Invest in One App

    • Flexible controls, spending notifications, in-app chore list
    • Age: No minimum age
    • Fees: Starts at $4.99/month, per family (up to 5 kids). $9.98/month for Greenlight Max. $14.98 per month for Greenlight Infinity.
    Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution.
    Greenlight

    Greenlight Banking and Educational App for Kids

    • Spend, save, invest, and learn all in one app
    • Cashback & up to 5% savings rewards
    • Investing platform just for kids
    • Financial literacy games for the real world
    • Starts from $4.99/mo (1-month free trial)
    Your funds will be held at Community Federal Savings Bank, an FDIC-insured institution.

    Which is Better: Citibank or Greenlight?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

    In short: Citibank's customer service is noteworthy. Greenlight's savings is noteworthy.


    Articles on Citibank

    Citibank Review

    Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

    Open Citibank Account

    Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

    Citi Savings Account Interest Rate

    Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

    Citibank Accelerate Savings

    Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

    Citibank Routing Number

    Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

    Articles on Greenlight

    Greenlight Review

    Looking to teach your kids or tweens how banks and debit cards really work? Greenlight may be for you. Learn the pros, cons, fees, and more in this review.

    Greenlight Alternatives

    Check out the top alternatives to Greenlight Debit Card for Kids to help you save money and enjoy similar features as Greenlight.

    How to Delete Your Greenlight Account

    Don't want a Greenlight account anymore? Here's how to delete your Greenlight account and get your money back.

    How to Transfer Money from Greenlight Card

    Want to transfer money from your Greenlight card? Find out how to withdraw your funds and send them back to your bank, step by step.

    How to Add Money to Greenlight Card

    There are lots of ways to fund your Greenlight account. Find out how to add, transfer, and gift money to your child.

    How Much Does Greenlight Cost

    Is a Greenlight debit card for kids worth the cost? Learn more about Greenlight's plans, fees, and common complaints.

    Is Greenlight Legit and Safe

    Greenlight offers a financial app and debit card with no hidden fees. But is it safe for kids? Learn more about Greenlight's security features below.

    Which Do You Think is Best?





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