Citibank vs Copper

Citibank is a large national bank best for high balance customers. How does it compare to Copper? Read our comparison chart below.

Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While Copper offers banking and investing for kids 6-18. Features include debit cards for up to 5 kids, up to 5% savings rewards, and automatically managed portfolios. Starts from $4.95 per month.

Compare Citibank with Copper, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Citibank	Copper
	OFFER Checking with Enhanced Direct Deposit - $300 Cash Bonus Read Citibank Review	SPECIAL OFFER Teen Banking - Learn More Read Copper Review
	Benefits and Features
Savings	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.	Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.
CD
Checking		0.001% APY; no overdraft fees
Monthly Fee		Copper Basic Plan: $4.95 per month Copper Pro Plan: $7.95 per month
Kids Debit Card
Money Market
Minimum Deposit to Open		$0
Mobile App		iOS & Android
ATMs	More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.	Free access to 55,000+ Allpoint ATMs
Customer Service	24/7 Live Customer Service (Telephone)
IRA CD
IRA Money Market
Locations	More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Minimum Deposit
Price
Ease of Use
Education
Pros & Cons	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY	Pros: No minimum deposit required Earn rewards with quizzes Cons: Low savings interest rate Limited customer service No foreign transactions
Bottom Line	Large national bank best for high balance customers... Read full review	Teaches kids and teens responsible saving, spending, and investing... Read full review
		Teen Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Copper: Pricing information from published website as of 05/01/2022

Which is Better: Citibank or Copper?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

In short: Citibank's customer service is noteworthy.

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

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Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citibank Accelerate Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Articles on Copper

Copper Card

Copper Banking is a banking and investing platform to teach kids and teens financial literacy. Discover its features, pros, and cons in this review.

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Is Copper Banking Legit and Safe

Copper Banking is a banking and debit card app built with teens in mind. But is it legit? Read on to find out.

Which Do You Think is Best?