Chase Sapphire Reserve® vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Reserve is an ultra premium credit card for luxury travelers. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

	Chase Sapphire Reserve®	Blue Cash Everyday® Card from American Express


	Credit Card Summary
	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories 1:1 point transfer to leading airline and hotel loyalty programs Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓® Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services See Current Offer	Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases. Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Terms Apply. See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on Purchases for 15 months
Purchase APR	16.99% to 23.99% Variable based on your creditworthiness and other factors	13.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	16.99% to 23.99% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	2.7% of each transaction after conversion to US dollars.
Annual Fee	$550 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
Introductory Bonus Offer	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Cash Back Rewards		3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases.
Travel Rewards	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.
Airline Status	$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit. Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Gas Rewards		2% Cash Back at U.S. gas stations.
Grocery Rewards		3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
Dining Rewards	3X points on dining at restaurants
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR	Pros: Bonus cash back 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%) No annual fee Cons: Not a Visa/MasterCard
Bottom Line	Ultra premium credit card for luxury travelers... Read full review	Great cash back card for cardholders who pay in full... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Articles on Chase Sapphire Reserve®

Chase Sapphire Reserve

With excellent rewards and premium travel benefits, the Chase Sapphire Reserve is meant for frequent travelers. Read on to decide if the $550 annual fee is worth it for you.

Chase Sapphire Reserve Benefits

Chase Sapphire Reserve has benefits you may not know. Don't waste these valuable perks. Read this guide to maximize Chase Sapphire Reserve benefits.

Chase Sapphire Reserve Credit Score

You usually need an excellent credit score for Chase Sapphire Reserve (720+). But this is not the only factor. Here's how to improve your approval odds.

Chase Sapphire Reserve Lounge Access

Airport lounge access is one of Chase Sapphire Reserve's best benefits. Learn how to maximize this benefit including what lounges you can enter, how to use it, and the guest policy.

Chase Sapphire Reserve Travel Credit

The $300 annual travel credit is one of the best Chase Sapphire Reserve benefits. Learn what purchases count as travel, how to redeem the credit, and when it resets.

Chase Sapphire Reserve Rewards

With elite travel perks and rewards, Chase Sapphire Reserve is a top travel card. Learn how to earn tons of points and your redemption options.

Chase Sapphire Reserve Rental Car Insurance

Chase Sapphire Reserve offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.

Chase Sapphire Reserve Login

Need to contact Chase Sapphire Reserve or log into your account? We have the answers you need to manage your account and get the answers you need quickly.

Chase Sapphire Reserve Credit Limit

Many Chase Sapphire Reserve users receive a credit limit of $10,000 - $25,000. Find out how Chase determines your credit limit and how to get an increase.

Chase Sapphire Reserve Priority Pass

Priority Pass membership is one of Chase Sapphire Reserve's best benefits. Here is everything you need to know to sign up, activate and use it.

Chase Sapphire Reserve Referral

You can earn up to 50,000 bonus points per year by referring Chase Sapphire Reserve to friends. Read on to learn how it works.

Articles on Blue Cash Everyday® Card from American Express

Blue Cash Everyday Review

If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express. Read on for the pros and cons.

Which Do You Like and Why?

Compare Chase Sapphire Reserve to:

The Platinum Card® from American Express


Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	See Pay Over Time APR
Annual Fee
$550

American Express® Gold Card


Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	See Pay Over Time APR
Annual Fee
$250

Capital One Venture Rewards Credit Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.24% - 24.49% (Variable)
Annual Fee
$95

Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Blue Cash Everyday to:

Blue Cash Preferred® Card from American Express


Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% on purchases for 12 months	N/A	13.99% - 23.99% Variable
Annual Fee
$95

Capital One Quicksilver Cash Rewards Credit Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
0% intro on purchases for 15 months	N/A	15.49% - 25.49% (Variable)
Annual Fee
$0

Delta SkyMiles® Gold American Express Card


Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	15.74% - 24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99

Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.