BMO vs Bask Bank

BMO is a midwest bank with options for low and high-balance customers. How does it compare to Bask Bank? Read our comparison chart below.

	BMO	Bask Bank
	SPECIAL OFFER Personal Checking Account - $400 Bonus - Learn More Read BMO Review	SPECIAL OFFER Personal Savings Account - 20,000 AAdvantage Bonus Miles - Learn More Read Bask Bank Review
	Benefits and Features
Savings	0.01% APY. $5 reward every month you save $200 or more, for the first year.	4.10% APY
CD	0.05% - 2.75% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.	3.65% to 4.05% APY. Terms of 3 to 24 months.
Checking	Smart Advantage, Smart Money, Relationship	1.00% APY
Money Market	Up to 2.30% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance.	N/A
Mobile App		iOS & Android
ATMs	40,000+ BMO and Allpoint ATMs	55,000+ Allpoint® ATMs
Customer Service	Monday–Friday, 7 a.m.–11 p.m. (CT), and Saturday–Sunday, 8 a.m.–10 p.m. (CT)	Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT)
IRA CD	0.05% - 0.75% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit	N/A
IRA Money Market	IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee	N/A
Locations	900+ branches	Online only
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Free checking with eStatements Large ATM network Good financial tools Cons: Limited branches Low savings APY	Pros: High APY on savings Earn American Airline mileage No monthly fees Cons: No physical locations
Bottom Line	Midwest bank with options for low and high-balance customers... Read full review	Digital bank with high APY and ability to earn airline mileage... Read full review
	Personal Checking Account - $400 Bonus Business Checking Account - $1,500 Bonus Business Checking Account - $1,000 Bonus	Personal Savings Account - 20,000 AAdvantage Bonus Miles 12-Month CD - 4.05% APY 6-Month CD - 3.90% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. BMO: Pricing information from published website as of 06/06/2026 based on 60603 zip code. Bask Bank: Information sourced from the published website as of 06/02/2026.

Which is Better: BMO or Bask Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing BMO or Bank of America.

In short: Bask Bank's savings and cd are impressive.

Articles on BMO

BMO Review

BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on.

BMO vs Bank of America

BMO Routing Number

If you have a BMO account, you only need to be aware of one routing number. This number is 071025661. Read on and learn how to use it.

BMO Checking Account Bonus & Promotions

BMO rolls out enticing checking offers from time to time to attract new customers. Find the latest bonus deals here.

Who Owns BMO

BMO is a publicly-traded company with significant institutional investors. These include several well-known Canadian asset management firms and banks.