Bluevine vs Helcim

Bluevine is a free account with interest for basic business checking needs. How does it compare to Helcim? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

Compare Bluevine with Helcim, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	Bluevine	Helcim
	SPECIAL OFFER Free Business Checking - Up to 1.3% APY - Learn More Read Bluevine Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts
Checking	3.00% APY for Premier customers, 1.75% APY for Plus customers, 1.30% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee	Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)	No monthly fees
Equipment		$199 for Helcim Card Reader; $349 for Helcim Smart Terminal
Cash Deposit Fee	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Recurring Billing
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Price
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: High interest rate $0 monthly fee Free checkbook Cons: Fees to deposit cash No physical branches	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses
Bottom Line	Free account with interest for basic business checking needs... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Visit Site
	Free Business Checking - Up to 1.3% APY Premier Business Checking - 3.00% APY Plus Business Checking - 1.75% APY	Start Accepting Payments Fast Helcim Card Reader for $199 Helcim Pricing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Free Business Checking - Up to 1.3% APY

Get Deal

• 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 1.3% APY

Get Deal

• 1.3% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• Free unlimited invoicing and payment links
• 5 free subaccounts with unique account numbers
• 1 free checkbook for the life of the account
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - 3.00% APY

Get Deal

• 3.00% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Start Accepting Payments Fast

Learn More

• Interchange Plus Pricing
• No Monthly Fees
• No Contracts

Helcim Card Reader for $199

Learn More

• Tap & Pay
• Chip & PIN
• PIN Debit
• Email receipts
• Customer tracking
• Analytics & reporting
• Batch history
• Card on file
• Surcharging
• Built-in 4G/LTE data
• Compatible with Helcim Payment Extension

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

Learn More

Which is Better: Bluevine or Helcim?

Still need help deciding which business is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Novo.

In short: Helcim's customer service is noteworthy.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

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Is Bluevine Safe and Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

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