Blue Cash Preferred® Card from American Express vs Citi Costco

Compare Rewards, Interest Rates, Fees, and Benefits

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Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Citi Costco? Read our comparison chart below.

	Blue Cash Preferred® Card from American Express	Costco Anywhere Visa® Card by Citi
		Read Citi Costco Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR on purchases for 12 months	N/A
Introductory APR for Balance Transfers	0% introductory APR on balance transfers for 12 months	N/A
Purchase APR	19.24% to 29.99% Variable based on your creditworthiness and other factors	20.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR	19.24% to 29.99% Variable based on your creditworthiness and other factors	20.24%* (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee	2.7% of each transaction after conversion to US dollars.	No foreign transaction fee
Annual Fee	$0 intro annual fee for the first year, then $95	No annual fee for this credit card with your paid Costco Membership
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Cash Back Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.	Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter. Earn 3% cash back on restaurants and eligible travel purchases. Earn 2% cash back on all other purchases from Costco and Costco.com. Earn 1% cash back on all other purchases.
Travel Rewards		Earn 3% cash back on eligible travel purchases.
Gas Rewards	3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).	Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
Grocery Rewards	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Dining Rewards		Earn 3% cash back on restaurant
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: Annual fee Not a Visa/MasterCard	Pros: Cash Back Rate on Gas Cash Back Rate at Costco No Annual Fee with Paid Costco Membership Cons: Requires Costco Membership No Intro APR
Bottom Line	Excellent cash back credit card for families... Read full review	Read full review
		Read Citi Costco Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Costco Anywhere Visa® Card by Citi has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Citi Costco: Pricing information including interest rates, rewards, benefits and fees was obtained on May 9, 2023 from published websites and is believed to be accurate, but not guaranteed.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Articles on Costco Anywhere Visa® Card by Citi

Citi Costco Review

The Citi Costco card offers high cash back for gas and Costco purchases, but there are limitations to know before you apply. Read on for the pros and cons.