Blue Cash Preferred vs Citi Double Cash
Blue Cash Preferred is an excellent cash back credit card for families. How does it compare to Citi Double Cash, a cash back card? Read our comparison chart below.
Keep in mind, the Blue Cash Preferred has a $0 intro annual fee for the first year, then $95, while the Citi Double Cash has a
Blue Cash Preferred® Card from American Express | Citi® Double Cash Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR on purchases for 12 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR on balance transfers for 12 months | 0%* introductory APR for 18 months* |
| Purchase APR | 18.24% to 29.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24%* (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 29.24% Variable based on your creditworthiness and other factors | 18.24% to 28.24%* (Variable) based on your creditworthiness and other factors |
| Annual Fee | $0 intro annual fee for the first year, then $95 | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. | Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening |
| Cash Back Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | Earn cash back twice on every purchase: 1% cash back when you buy; plus an additional 1% cash back as you pay for those purchases |
| Gas Rewards | 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
| Grocery Rewards | 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back credit card for families... | |
| Read Blue Cash Preferred Review | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Blue Cash Preferred® Card from American Express and Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Citi Double Cash: Pricing information including interest rates, rewards, benefits and fees was obtained on January 8, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Blue Cash Preferred or Chase Freedom Unlimited.
Articles on Blue Cash Preferred® Card from American Express
Blue Cash Preferred
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