Betterment vs M1 Finance

Betterment is a great robo-advisor for beginners with low fees, good tools, and tax strategies. How does it compare to M1 Finance? Read our comparison chart below.

Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

While M1 Finance offers free automated investing with no commissions or account fees. Unlike other robo-advisors, M1 lets you select your own investments and their automation will manage it for you. This is great for investors who want a say. The downside is that there are no human advisors. The minimum to start is just $100.

Compare Betterment with M1 Finance, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Betterment	M1 Finance


	SPECIAL OFFER Get up to 1 Year Managed Free - Learn More Read Betterment Review	Commission Free Stock Trading - Learn More Read M1 Finance Review
	Benefits and Features
Annual Fee	0.25% for accounts under $100,000; 0.40% for accounts $100,000+	None
Minimum Deposit	$0	$100
Phone Support	Yes	Yes - normal business hours
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	Yes	No
Robo Advisor
Assets Under Management	$14 Billion	$100 Millon
Tax Loss Harvesting	Yes	Offers tax-efficient investing
Goal Tracker	Yes	No
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Single Stock Diversification	No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes	Yes
401k Plans	Yes	No
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	Yes
Trust Accounts	Yes	Yes
529 Plans	No	No
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Pros & Cons	Pros: No minimum investment Many customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors	Pros: Choose your own investments Can invest in individual stocks No account fees Cons: Not beginner friendly No human advisors Can only trade once a day
Bottom Line	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review	No-fee robo-advisor that allows you to choose your own investments... Read full review

	Get up to 1 Year Managed Free Get 1 Month Managed Free Get 6 Months Managed Free
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Betterment: Pricing information from published website as of 04/04/2018 M1 Finance: Pricing information from published website as of 06/14/2018

Which is Better: Betterment or M1 Finance?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Betterment or Ally Invest.

Articles on Betterment

Betterment Investing

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment Returns

Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.

Betterment Fees

Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.

Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Articles on M1 Finance

M1 Finance

M1 Finance provides a hybrid robo-investing service with the ability to choose your own investments. Is it right for you? Read on for the pros and cons.

Which Do You Think is Best?

Chase You Invest Review

Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.

Residual Income

Make money and get paid even after the upfront work is done. Learn how residual (or passive) income works. Here are 10 good investment ideas to build it.

Best Investment Apps for Beginners

Looking to start investing? You can begin with as little as $5. Check out these cheap (or free) apps for new investors.

Best Investment Apps

Investment apps let beginners (even college students) manage stocks and ETFs from your phone. Find out how Acorns, Stash, Robinhood and more compare.

Best Robo Advisor

Is robo investing a good idea? You need to compare the app's performance and cost. Find out how the best robo advisors can help retirees and beginners.

Merrill Edge Guided Investing Review

If you thought investing with Merrill Lynch was only for the wealthy investor, you may be in for a surprise. Not only have they opened an online discount broker, they began offering a robo-advisor as well. While it's a new player, it may be worth considering.

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Betterment vs M1 Finance