Axos Bank vs Huntington Bank

Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to Huntington? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.

Compare Axos Bank with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Axos Bank	Huntington Bank
	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review	SPECIAL OFFER Business Checking Account - $1,000 Bonus - Learn More Read Huntington Review
	Benefits and Features
Savings	Up to 4.21% APY (promotional rate)	0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum	0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	Asterisk-Free Checking: No minimum balance and no monthly maintenance fees Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month Huntington Platinum Perks Checking: Unlimited non-Huntington ATM withdrawals
Money Market	0.25% APY	0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
Mobile App	iOS & Android
ATMs	approximately 91,000 partner ATMs	over 1,600 ATMs
Customer Service	24/7	24/7
Locations	Online only	nearly 1,000 branches
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
ATMs
Locations
Money Market
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: Free checking option 24-Hour Grace All day deposit Cons: Limited branches Low savings APY
Bottom Line	Full-service online bank with excellent checking and savings... Read full review	Midwest bank with great account benefits and free checking option... Read full review
	Basic Business Checking Axos ONE - Earn up to 4.21% APY High Yield Savings - Up to 4.21% APY	Business Checking Account - $1,000 Bonus Business Checking Account - $400 Bonus Personal Checking Account - $600 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 09/30/2026. Huntington: Pricing information from published website as of 10/20/2026 based on 43215 zip code.

Which is Better: Axos Bank or Huntington?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.

In short: Axos Bank's savings and mobile app are notable. Huntington's cd is noteworthy.