Axos Bank vs Fifth Third Bank

Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to Fifth Third Bank? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While Fifth Third Bank has nearly 1,500 branches across the Midwest, Southeast, Texas, and California. Basic checking account has no minimum balance requirement and no monthly service fees. Promotional CD offers a high APY for terms up to 24 months with a $5,000 minimum opening deposit.

Compare Axos Bank with Fifth Third Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Axos Bank	Fifth Third Bank
	SPECIAL OFFER Basic Business Checking - Learn More Read Axos Bank Review	SPECIAL OFFER Personal Checking Account - $300 Bonus - Learn More Read Fifth Third Bank Review
	Benefits and Features
Savings	Up to 4.21% APY (promotional rate)	0.01% APY
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 3.00% to 3.10% APY. Terms are 4, 8, 12, and 24 months, with a minimum deposit of $5,000.
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.
Money Market	0.25% APY	0.01% APY Standard Rate (0.01% Relationship Rate)
Mobile App	iOS & Android
ATMs	approximately 91,000 partner ATMs	21,300 Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide
Customer Service	24/7	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)
Locations	Online only	nearly 1,500 branch locations
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
ATMs
Locations
Money Market
Customer Service
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches
Bottom Line	Full-service online bank with excellent checking and savings... Read full review	Midwest & Southwest bank with high balance requirements... Read full review
	Basic Business Checking Axos ONE - Earn up to 4.21% APY High Yield Savings - Up to 4.21% APY	Personal Checking Account - $300 Bonus Fifth Third Business Checking Account™
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 09/08/2026. Fifth Third Bank: Pricing information from published website as of 09/08/2026 based on 45202 zip code.

Which is Better: Axos Bank or Fifth Third Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.

In short: Axos Bank's savings and checking are notable. In particular, the checking is excellent. Fifth Third Bank's cd is worth mentioning.

Articles on Axos Bank

Axos Bank Review

Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account.

• Axos Bank vs Bank of America

Axos Business Checking

Looking for affordable banking for your small business? Axos Bank offers a free business checking account or an interest-bearing account. Read on.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

Which Do You Think is Best?