VyStar Credit Union vs Navy Federal Credit Union

VyStar Credit Union is a florida-based credit union offering financial products with low fees. How does it compare to Navy Federal Credit Union? Read our comparison chart below.

	VyStar Credit Union	Navy Federal Credit Union
	SPECIAL OFFER 12-Month CD - 3.70% APY - Learn More Read VyStar Credit Union Review	SPECIAL OFFER 12-Month EasyStart Certificate - 3.80% APY - Learn More Read Navy Federal Credit Union Review
	Benefits and Features
Savings		Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
CD		Standard Certificate: Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Checking		Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Mobile App		iOS & Android
ATMs		360+ Navy Federal and more than 30,000 CO-OP Network ATMs
Customer Service		Phone: 888-842-6328 24/7 customer support Online chat
IRA CD		Up to 3.85% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Locations	92 branch locations	360+ branches
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Fees
Pros & Cons	Pros: Free checking account No monthly fees Access to 20,000+ surcharge-free ATMs Cons: Low rates Membership is not open to all	Pros: $0 monthly charge Extensive ATM network Cons: Low interest rate $5 opening deposit Only for members
Bottom Line	Florida-based credit union offering financial products with low fees... Read full review	Savings account with low APY, best for military personnel... Read full review
	12-Month CD - 3.70% APY IRA CD - Up to 3.70% APY 24-Month CD - 3.55% APY	12-Month EasyStart Certificate - 3.80% APY 18-Month EasyStart Certificate - 3.70% APY 24-Month EasyStart Certificate - 3.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. VyStar Credit Union: Information sourced from the published website as of 10/10/2025. Navy Federal Credit Union: Pricing information from published website as of 10/10/2025 based on 91107 zip code.

Which is Better: VyStar Credit Union or Navy Federal Credit Union?

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