Upstart vs SoFi

Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to SoFi? Read our comparison chart below.

	Visit Site	Learn More
	Upstart	SoFi
	OFFER Personal Loans - Learn More Read Upstart Review	OFFER Refinance Student Loans - Learn More Read SoFi Review
	Benefits and Features
Savings		Up to 4.60% APY
CD		N/A
Checking		0.50% APY on checking balances with direct deposit activity or qualifying deposits
	CreditDonkey® Reviews
Fees
Eligibility
Interest Rates
Pros & Cons	Pros: Higher approval odds for low credit borrowers No prepayment penalties Can pay creditors directly Cons: High origination fees Higher starting APR No cosigners allowed	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Good option for "fair-to-good credit" borrowers who need to consolidate debt... Read full review	Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Visit Site	Learn More
	Personal Loans	Refinance Student Loans Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi
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Which is Better: Upstart or SoFi?

Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Upstart or Fiona.

In short: Upstart's eligibility is noteworthy. SoFi's fees and interest rates are noteworthy.

Articles on Upstart

Upstart Personal Loan Review

Upstart offers personal loans for fair-credit borrowers. Before applying, find out if it's reliable, how it affects credit, and who gets approved.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Robinhood

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

SoFi Mortgage Review

Thinking about buying a home or refinancing your existing mortgage? Is SoFi a good online lender or should you stick with a traditional bank? Read on for the pros and cons.

Which Do You Think is Best?

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