Upstart vs SoFi
Upstart is a good option for "fair-to-good credit" borrowers who need to consolidate debt. How does it compare to SoFi? Read our comparison chart below.
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Upstart | SoFi | |
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Personal Loans - | Refinance Student Loans - | |
Benefits and Features | ||
Savings | 4.60% APY on savings balances with direct deposit or qualifying deposits (1.20% APY without) | |
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Checking | ||
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Fees | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Eligibility | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | Good option for "fair-to-good credit" borrowers who need to consolidate debt... | Personal loans with low APR and fees. Must have good credit to qualify... |
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Which is Better: Upstart or SoFi?
Still need help deciding which personal loans is better? Read the in-depth reviews below. You may also be interested in comparing Upstart or Fiona.
In short: Upstart's eligibility is noteworthy. SoFi's fees and interest rates are noteworthy.