TD Bank vs Betterment

TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to Betterment? Read our comparison chart below.

TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare TD Bank with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TD Bank	Betterment
	SPECIAL OFFER TD $300 Beyond Checking Bonus - Learn More Read TD Bank Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings	0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
CD	1.00% APY (up to 5.00% for Bump Rate APY). Terms of 6 to 18 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Checking	TD Complete Checking, TD Beyond Checking, TD Essential Banking	No-Fee Checking
Mobile App	iOS & Android	Yes
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Annual Fee
Minimum Deposit
Human Advisors
Pros & Cons	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	East Coast bank with relatively low minimum balance requirements... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	TD $300 Beyond Checking Bonus TD $200 Complete Checking Bonus Referral Program - Up to $500 Bonus	Compare Pricing Betterment Cash Reserve - Earn 4.75% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 03/15/2024 based on 08034 zip code. Betterment: Pricing information from published website as of 04/04/2018

Which is Better: TD Bank or Betterment?

In short: TD Bank's customer service is outstanding.

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