Stash vs Betterment

Stash is a good investment app to guide beginners to invest with as little as $1. How does it compare to Betterment? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Stash with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Stash	Betterment


	SPECIAL OFFER Sign Up and Get $5 - Learn More Read Stash Review	SPECIAL OFFER Get up to 1 Year Managed Free - Learn More Read Betterment Review
	Benefits and Features
Savings
Stock Trading	$0
Options Trading	No
Annual Fee	STASH Beginner ($1/mo) STASH Growth ($3/mo) STASH+ ($9/mo)	0.25% for accounts under $100,000 0.40% for accounts $100,000+
Minimum Deposit	$0	$0
Checking		No-Fee Checking
Phone Support	Yes - normal business hours, plus Sat & Sun 11a-5p ET	Yes
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	No	Yes ($100k minimum)
Robo Advisor
Assets Under Management	$530 Million	$14 Billion
Tax Loss Harvesting	No	Yes
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Banking	All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 19,000+ ATMS.
Mobile App	Yes	Yes
Single Stock Diversification		No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes	Yes
401k Plans	No	Yes
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	No	Yes
Trust Accounts	No	Yes
529 Plans	No	No
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Customer Service
Human Advisors
Pros & Cons	Pros: $1 to invest Guidance to beginners Automatically invest extra funds Cons: Fees are high for small balances High ETF expense ratio Limited research	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Good investment app to guide beginners to invest with as little as $1... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review

	Sign Up and Get $5 Early Payday	Get up to 1 Year Managed Free Get 1 Month Managed Free Get 6 Months Managed Free
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Stash: Pricing information from published website as of 08/14/2019 Betterment: Pricing information from published website as of 04/04/2018 Stash: Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

Sign Up and Get $5

Sign up, add at least $5 to your account and get a $5 bonus.
Invest with fractional shares
Get portfolio recommendations

Get up to 1 Year Managed Free

Get Started

New Betterment customers only. Accounts must be funded within 45 days of signup. Terms apply.

Get 1 Month Managed Free

View Terms

Deposit $15,000 - $99,999 within 45 days and get 1 month managed free

Get 6 Months Managed Free

View Terms

Deposit $100,000 - $249,999 within 45 days and get 6 months managed free

Which is Better: Stash or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Ally Invest.

In short: Betterment's annual fee and customer service are noteworthy.

Articles on Stash

Stash Invest

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Betterment Returns

Betterment has low fees and is good for beginners. But what about their returns? Let's take a look at this robo-advisor's performance.

Betterment Fees

Betterment offers no minimum deposit and good returns. But are the fees worth it? Read on to learn about this robo-advisor's costs.

Betterment vs Ally Invest

Is Betterment Safe

Betterment offers low fees, no minimum balance and good returns. But is it a good idea? Find out if it's safe to invest your money with this robo-advisor.