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Stash vs Betterment

Stash is a good investment app to guide beginners to invest in stocks. How does it compare to Betterment? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Stash with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 

Stash

Betterment

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Benefits and Features

Savings 
  • Betterment Cash Reserve - Earn 4.75% APY**
Stock Trading
$0
 
Options Trading
No
 
Annual Fee
  • STASH Growth ($3/mo)
  • STASH+ ($9/mo)
  • Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000
  • Premium: 0.65% for accounts $100,000 or more
Minimum Deposit
$1
$0
Checking 
No-Fee Checking
Phone SupportYes - normal business hours, plus Sat & Sun 11a-5p ET
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
Yes ($100k minimum)
Robo Advisor
Yes
Yes
Assets Under Management
$3 Billion
$50+ Billion
Minimum Investment 
$0
Tax Loss Harvesting
No
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
BankingAll users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS.Offers checking account with a free debit card, and a high-yield cash account
Mobile App
iOS & Android
iOS & Android
Single Stock Diversification 
No
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
Yes
401k Plans
No
Yes
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
No
Yes
Trust Accounts
No
Yes
529 Plans
No
No
 

CreditDonkey® Reviews

Annual FeeStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Human AdvisorsStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Guidance for beginners
  • Automatically save and invest through round-ups and recurring transfers
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Pros:
  • No minimum investment
  • Customized portfolios
  • Automatically invest extra funds
Cons:
  • Limited investment options
  • High fees for large investors
Bottom LineGood investment app to guide beginners to invest in stocks... Read full reviewGreat robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review

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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Stash: Pricing information from published website as of 08/14/2019

Betterment: Pricing information from published website as of 04/04/2018

Which is Better: Stash or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Acorns.

In short: Betterment's annual fee and customer service are noteworthy.


Articles on Stash

Stash Invest

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?





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