Stash vs Betterment

Stash is a good investment app to guide beginners to invest in stocks. How does it compare to Betterment? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.

While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.

Compare Stash with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Stash	Betterment
	SPECIAL OFFER Sign Up and Get $5 - Learn More Read Stash Review	SPECIAL OFFER Compare Pricing - Learn More Read Betterment Review
	Benefits and Features
Savings		Betterment Cash Reserve - Earn 4.00% APY**
Stock Trading	$0
Options Trading	No
Annual Fee	STASH Growth ($3/mo) STASH+ ($9/mo)	Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000 Premium: 0.65% for accounts $100,000 or more
Minimum Deposit	$1	$0
Checking		No-Fee Checking
Phone Support	Yes - normal business hours, plus Sat & Sun 11a-5p ET	Yes
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	No	Yes ($100k minimum)
Robo Advisor	Yes	Yes
Assets Under Management	$3 Billion	$50+ Billion
Minimum Investment		$0
Tax Loss Harvesting	No	Yes
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Banking	All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS.	Offers checking account with a free debit card, and a high-yield cash account
Mobile App	iOS & Android	iOS & Android
Trading Platform	Web Trading, Mobile Apps
Single Stock Diversification		No
Fractional Shares	Yes	Yes
Taxable Accounts	Yes	Yes
401k Plans	No	Yes
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	No	Yes
Trust Accounts	No	Yes
529 Plans	No	No
	CreditDonkey® Reviews
Annual Fee
Minimum Deposit
Customer Service
Human Advisors
Pros & Cons	Pros: Guidance for beginners Automatically save and invest through round-ups and recurring transfers Cons: Fees are high for small balances High ETF expense ratio Limited research	Pros: No minimum investment Customized portfolios Automatically invest extra funds Cons: Limited investment options High fees for large investors
Bottom Line	Good investment app to guide beginners to invest in stocks... Read full review	Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review
	Sign Up and Get $5	Compare Pricing Betterment Cash Reserve - Earn 4.00% APY** Invest with Automated Portfolios
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Stash: Pricing information from published website as of 08/14/2019 Betterment: Pricing information from published website as of 01/12/2025

Which is Better: Stash or Betterment?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Acorns.

In short: Betterment's annual fee and customer service are noteworthy.

Articles on Stash

Stash Invest

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

• Stash vs Acorns
• Stash vs Robinhood
• Stash vs Webull

Articles on Betterment

Betterment

Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.

Is Betterment Worth The Fee

Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.

Betterment Roth IRA

Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.

Betterment vs Wealthfront

Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.

Which Do You Think is Best?

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