SoFi vs Stash

SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Stash? Read our comparison chart below.

		StashWells FargoBank of AmericaCIT BankRobinhoodAcornsWebull
	Learn More	Learn More
	SoFi	Stash
	OFFER Personal Loans: Borrow Between $5k-$100k - Learn More Read SoFi Review	SPECIAL OFFER Sign Up and Get $5 - Learn More Read Stash Review
	Benefits and Features
Savings	3.60% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
Stock Trading		$0
Options Trading		No
CD	N/A
Checking	0.50% APY on checking balances
Banking		All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS.
Mobile App	iOS & Android	iOS & Android
	CreditDonkey® Reviews
Fees
Interest Rates
Eligibility
Annual Fee
Minimum Deposit
Customer Service
Pros & Cons	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers	Pros: Guidance for beginners Automatically save and invest through round-ups and recurring transfers Cons: Fees are high for small balances High ETF expense ratio Limited research
Bottom Line	Personal loans with low APR and fees. Must have good credit to qualify... Read full review	Good investment app to guide beginners to invest in stocks... Read full review
	Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi SoFi Active Invest with SoFi Plus - Up to $2,000 Free Stock	Sign Up and Get $5 Invest $50, Get $50
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Stash: Pricing information from published website as of 11/30/2025.

Articles on SoFi

SoFi Personal Loan

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Wells Fargo
• SoFi vs Bank of America
• SoFi vs CIT Bank

SoFi Bank Review

Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.

• SoFi vs Robinhood

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

Articles on Stash

Stash Invest

Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.

• Stash vs Acorns
• Stash vs Webull

Which Do You Think is Best?

You Might Also Like

SoFi Invest Review

Do you want the commission-free trades but need a little more guidance? Then SoFi Invest might be just what you need.