SoFi vs Ally Invest

SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Ally Invest? Read our comparison chart below.

		Ally InvestDiscover BankWells FargoBank of AmericaCIT BankRobinhoodAcorns
	Learn More	Learn More
	SoFi	Ally Invest
	OFFER Personal Loans: Borrow Between $5k-$100k - Learn More Read SoFi Review	SPECIAL OFFER Commission-Free Stock Trades - Learn More Read Ally Invest Review
	Benefits and Features
Savings	3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
Stock Trading		$0 per trade
Options Trading		$0 base + $0.50 per contract
CD	N/A
Checking	0.50% APY on checking balances
Mutual Fund Trading		$0 to buy/sell load mutual funds $0 to buy/sell no load mutual funds
Banking		Integrated with banking on ally.com. Manage your Ally banking and investment accounts in one place.
Mobile App	iOS & Android
Forex Trading
Customer Service	Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat	(855) 880-2559
	CreditDonkey® Reviews
Fees
Interest Rates
Eligibility
Pros & Cons	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Personal loans with low APR and fees. Must have good credit to qualify... Read full review	Read full review
	Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi SoFi Active Invest with SoFi Plus - Up to $2,000 Free Stock	Commission-Free Stock Trades Open an Ally Invest account Automated Investing to Help Save Your Time
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Invest: Pricing information from published website as of 01/08/2025.

Articles on SoFi

SoFi Personal Loan Review

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

• SoFi vs Discover Bank
• SoFi vs Wells Fargo
• SoFi vs Bank of America

SoFi Bank Review

Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.

• SoFi vs CIT Bank
• SoFi vs Robinhood

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

Articles on Ally Invest

Ally Invest Roth IRA

Ally Invest's Roth IRA account has no annual fee and no commission trades. Is it right for your retirement funds? Read on to learn how Ally Invest Roth IRA accounts work.

• Ally Invest vs Acorns

Which Do You Think is Best?

You Might Also Like

Best Investment Apps

There are a ton of investing apps to help you get started. But which ones will fit your investing style? Read on to find out.