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SoFi vs Ally Invest

SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Ally Invest? Read our comparison chart below.

 SoFi
 Learn MoreLearn More
 

SoFi

Ally Invest

OFFER
Refinance Student Loans - Learn More

Read SoFi Review

SPECIAL OFFER
Commission-Free Stock Trades - Learn More

Read Ally Invest Review

 

Benefits and Features

Savings3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) 
Stock Trading 
$0 per trade
Options Trading 
$0 base + $0.50 per contract
CD
N/A
 
Checking
0.50% APY on checking balances
 
Mutual Fund Trading 
  • $0 to buy/sell load mutual funds
  • $0 to buy/sell no load mutual funds
Banking Integrated with banking on ally.com. Manage your Ally banking and investment accounts in one place.
Mobile App
iOS & Android
Check
Forex Trading 
Check
Customer ServiceChecking and Savings Support:
Phone: (855) 456-7634
Monday - Thursday: 5AM - 7PM PT
Friday - Sunday: 5AM - 5PM PT
24/7 online chat
(855) 880-2559
 

CreditDonkey® Reviews

 SoFi
FeesStarStarStarStarHalf Star
Interest RatesStarStarStarStarHalf Star
EligibilityStarStarHalf StarEmpty StarEmpty Star
Pros & ConsPros:
  • Competitive, fixed rates
  • Low fees
  • No collateral
Cons:
  • Slower underwriting process
  • High standards for borrowers
Bottom LinePersonal loans with low APR and fees. Must have good credit to qualify... Read full review Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ally Invest: Pricing information from published website as of 01/08/2025.


Articles on SoFi

SoFi Personal Loan Review

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

SoFi Bank Review

Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.

SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

Articles on Ally Invest

Ally Invest Roth IRA

Ally Invest's Roth IRA account has no annual fee and no commission trades. Is it right for your retirement funds? Read on to learn how Ally Invest Roth IRA accounts work.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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