Relay vs NorthOne

Relay is an one of the best online business banking accounts for large teams . How does it compare to NorthOne? Read our comparison chart below.

Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.

While NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, unlimited transactions, invoice maker, and app integrations. But there is a $10 monthly fee with no options to waive.

Compare Relay with NorthOne, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Relay	NorthOne


	SPECIAL OFFER No-Fee Business Checking - Learn More Read Relay Review	SPECIAL OFFER Get 3 months of free business banking - Learn More Read NorthOne Review
	Benefits and Features
Savings	No savings features	No savings account, but you can create unlimited envelopes for savings goals
Checking	Up to 20 individual business checking accounts; no monthly fees; no overdraft fees	$10 monthly fee (cannot be wavied); no balance requirements
APY	N/A	N/A
Customer Service	Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Minimum Deposit to Open	$0	$50
ACH Transfer Fee	$0	$0
ATMs	55,000+ AllPoint ATMs	38,000+ MoneyPass ATMs
Balance Requirement	None	None
Cash Deposit Fee	$0 for cash deposits at Allpoint ATMs	$4.95
Incoming Wire Transfer Fee	$0	$15 for domestic wires
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner	Fee from ATM owner
Outgoing Wire Transfer Fee	$5 for domestic; $10 for international	$15 for domestic wires
Overdraft Fee	$0	$0
Monthly Fee	$0	$10
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Pros & Cons	Pros: Up to 20 checking accounts Up to 50 debit cards $0 monthly fee Cons: No interest No paper checks	Pros: Unlimited envelopes Invoice maker App integrations Cons: $10 monthly fee No APY Cash deposit fee
Bottom Line	One of the best online business banking accounts for large teams... Read full review	Good business banking features and tools if you're okay with paying a monthly fee... Read full review

	No-Fee Business Checking	Get 3 months of free business banking Get 1 month of free business banking Business Referral Program - $75 Bonus

No-Fee Business Checking

$0 monthly service fee
$0 minimum opening deposit
Open up to 20 individual business checking accounts
Issue up to 50 Visa® debit cards to your team

Banking services provided by Thread Bank; Member FDIC.

Get Deal

Get 3 months of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

Get 1 month of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

Business Referral Program - $75 Bonus

Earn $75 for every referral who successfully opens a qualifying business account, and completes all qualifying requirements. Referred clients will get $75 in bonus.

Get Deal

Which is Better: Relay or NorthOne?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Relay or Chase.

In short: Relay's checking and fees are excellent. NorthOne's customer service is impressive.