Relay vs GO2bank

Relay is an one of the best online business banking accounts for large teams. How does it compare to GO2bank? Read our comparison chart below.

		GO2bankNovo
	Visit Site	Learn More
	Relay	GO2bank
	SPECIAL OFFER No-Fee Business Checking - Learn More Read Relay Review	SPECIAL OFFER Cash a Check and Get $5 Credit - Learn More Read GO2bank Review
	Benefits and Features
Savings	Earn up to 3.00% APY. Earn 1.11% APY on Starter Plan, 1.75% APY on Grow Plan, and 3.00% APY on Scale Plan.	4.50% APY on savings, paid quarterly on balances up to $5,000
Checking	Up to 20 individual business checking accounts; no monthly fees; no overdraft fees	No monthly fees with eligible direct deposit (otherwise $5 per month)
Monthly Fee	$0	$0/mo with eligible direct deposit (otherwise $5 per month)
APY	N/A
Minimum Deposit to Open	$0	$0
Mobile App		iOS & Android
ACH Transfer Fee	$0
ATMs	55,000+ AllPoint ATMs	Over 55,000 fee-free AllPoint ATMs
Balance Requirement	None
Cash Deposit Fee	$0 for cash deposits at Allpoint ATMs
Customer Service	Phone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday	Mon - Sun 5am - 9pm PST, phone and live chat
Incoming Wire Transfer Fee	$0
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner
Outgoing Wire Transfer Fee	$8 for domestic; $5 (Local Network), $25 (SWIFT Network) for international
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
Pros & Cons	Pros: Up to 20 checking accounts Up to 50 debit cards $0 monthly fee Earn interest with automated savings Cons: No paper checks	Pros: Interest on savings Get paycheck up to 2 days early Up to $200 overdraft coverage Cons: $4.95 for cash deposits Need direct deposit to waive monthly fee
Bottom Line	One of the best online business banking accounts for large teams... Read full review	Solid mobile bank with interest and good benefits, but beware of some fees... Read full review
	Visit Site	Learn More
	No-Fee Business Checking 25% Discount on Scale Plan	Cash a Check and Get $5 Credit GO2bank Online & Mobile Banking Referral Program - Up to $1,500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. GO2bank: Information sourced from the published website as of 02/27/2026.

No-Fee Business Checking

• $0 monthly service fee
• $0 minimum opening deposit
• Open up to 20 individual business checking accounts
• Earn up to 3.00% APY with automated savings
• Issue up to 50 Visa® debit cards to your team

Banking services provided by Thread Bank, Member FDIC.

Get Deal

25% Discount on Scale Plan

Get Deal

Get Scale Plan for $90/month instead of $120/month. This offer is for a limited time only and may change without notice.

Which is Better: Relay or GO2bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Relay or Novo.

In short: Relay's checking and customer service are notable. In particular, the checking is excellent.

Articles on Relay

Relay Financial Review

Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out.

• Relay vs Novo

Articles on GO2bank

GO2bank Review

Get the real deal about GO2bank. Is it legit? Find out in this in-depth review.

Which Do You Think is Best?