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Relay vs Found

Relay is an one of the best online business banking accounts for large teams . How does it compare to Found? Read our comparison chart below.

Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare Relay with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 RelayFound
 Visit SiteVisit Site
 

Relay

Found

SPECIAL OFFER
No-Fee Business Checking - Learn More

Read Relay Review

SPECIAL OFFER
Free Business Banking for the Self-Employed - Learn More

Read Found Review

 

Benefits and Features

Savings
No savings features
Only includes a Tax Savings Account with auto-save feature
CheckingUp to 20 individual business checking accounts; no monthly fees; no overdraft feesNo monthly fees; no minimum balane fees; no overdraft fees
APY
N/A
N/A
Customer ServicePhone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday
Monday – Friday 9am – 5pm PST
Minimum Deposit to Open
$0
$0
ACH Transfer Fee
$0
$0
ATMs
55,000+ AllPoint ATMs
Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement
None
$0
Cash Deposit Fee$0 for cash deposits at Allpoint ATMs
N/A
Incoming Wire Transfer Fee
$0
N/A
Locations
Online only
Online only
Out of Network ATM Fee
Fee from ATM owner
Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee$5 for domestic; $10 for international
N/A
Overdraft Fee
$0
$0
Monthly Fee
$0
$0
 

CreditDonkey® Reviews

 RelayFound
CheckingStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
FeesStarStarStarStarStar
SavingsStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • Up to 20 checking accounts
  • Up to 50 debit cards
  • $0 monthly fee
Cons:
  • No interest
  • No paper checks
Pros:
  • No monthly fees
  • Built-in tax tools
  • Unlimited invoicing
Cons:
  • No cash or check deposits
  • No free ATMs
Bottom LineOne of the best online business banking accounts for large teams... Read full reviewFree business banking app with good tax tools, but lacks some basic features... Read full review
 Visit SiteVisit Site

No-Fee Business Checking

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank; Member FDIC.
Found

Free Business Banking for the Self-Employed

  • $0 monthly service fees or minimums
  • Automatically find tax write-offs and track expenses
  • Auto-save for taxes
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC
Found

Found Plus Business Banking

  • $14.99/month, or $95.88/year
  • Automatically find tax write-offs and track expenses
  • Pay taxes directly from the app
  • Photo receipt capture
  • Free unlimited custom invoices
  • Custom bookkeeping categories
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Which is Better: Relay or Found?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Relay or Chase.


Articles on Relay

Relay Financial Review

Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out.

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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