TCF Bank Promotions
TCF Bank Offers You May Have Missed
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TFC Free Checking Account - $100 Bonus
Open a TCF Free Checking Account online with a minimum opening deposit of $25. To receive $100 bonus, receive direct deposits totaling at least $500 OR make at least $250 in debit card purchases that have posted to your account. Your $100 bonus will be deposited into your new checking account the business day following the criteria verification. Your account must be open to receive the credit. This offer does not apply if you have an existing TCF consumer checking account or have closed an account within the last 90 days.
Free Checking Account - $250 Bonus (Targeted)
Open a TCF Free Checking Account online or bring your mailer to any branch. Minimum opening deposit is $25. To receive $250 bonus, receive direct deposits totaling to $500 or more OR make at least $250 in online bill payments within 60 days of account opening. Your bonus will be deposited into your new checking account the business day following the criteria verification. Your account must be open to receive the credit. This offer is exclusive to new customers who received mailed offer.
TCF Bank has 320 branches mostly in the Midwest. Offers several checking options, including a no-fee checking and specialty accounts for teens, students, and seniors.
TCF Bank Promotions
From time to time, TCF Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.
TCF Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 800 ATMs.
Special Checking Account Features
TCF Bank checking accounts come with these features:
- Instant debit card with tap to pay. Once you've opened your account, you can stop by a branch and get your debit card on the spot. If you've lost your debit card, you can also get a replacement card right away at a branch.
- Instant lock. You can instantly lock your debit card right from your mobile app or computer. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. Once you've found your card, just unlock it.
- Overdraft protection. To help cover overdrafts, you can link your TCF Bank checking account to a savings account or a TCF line of credit. Funds will automatically be transferred if you overdraw your account. There is a transfer fee (and an interest charge if you use the line of credit), but it's less than the overdraft fee. You must opt in to this service.
- Free savings account. All TCF checking customers can get the Free Savings account for no monthly service fee. There is no minimum balance requirement either. This account can be used for overdraft protection.
How to Avoid TCF Bank Checking Account Fees
- TCF Free Checking. This account has no monthly service fees with online statements.
- TCF Premier Checking. The $15 monthly fee can be waived if you: maintain a minimum account balance of $2,500, OR a combined balance of at least $15,000 across all TCF Bank accounts.
- TCF Premier 62+ Checking. The $9.95 monthly fee can be waived if you: have direct deposits of at least $200, OR make 15 qualifying withdrawals per month.
- TCF Student Checking. This account has no monthly service fee or minimum balance requirements for young adults 18-24.
- TCF Teen Checking. This account has no monthly service fee or minimum balance requirements for teens 14-17.
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Highlights
0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account.
0.05% - 0.25% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.
0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.
24/7 Telephone Customer Service
836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.
0.05% - 0.25% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.
320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.
Pricing information from published website as of 01/16/2020 based on 55441 zip code.
TCF Bank | Wells Fargo | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account. | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18. |
| CD | 0.05% - 0.25% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit. | Standard Term CD: 0.01% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 0.02% APY if you maintain a linked Portfolio by Wells Fargo relationship. |
| Money Market | 0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance. | Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship. |
| Customer Service | 24/7 Telephone Customer Service | Available 24 hours a day, 7 days a week. |
| ATMs | 836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota. | More than 13,000 ATMs across the country. |
| IRA CD | 0.05% - 0.25% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit. | Standard Term CD: 0.01% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 0.02% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. |
| IRA Money Market | 0.01% APY. $100 minimum opening deposit. | |
| Locations | 320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota. | Approximately 5,400 retail banking branches coast to coast. |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TCF Bank: Pricing information from published website as of 01/16/2020 based on 55441 zip code. Wells Fargo: Pricing information from published website as of 1/16/2021. based on 91107 zip code. | ||
