TCF Bank Promotions

Savings Account

0.01% APY
Minimum deposit of $25 - $50, depending on account
Monthly fees of $0 - $10, depending on account
FDIC Insured

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Certificate of Deposit

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Up to 0.45% APY
Terms ranging from 3 months - 120 months
$500 minimum opening deposit
FDIC Insured

Money Market Account

0.01% APY
$50 minimum opening deposit
$10 monthly maintenance fee, unless you have $1500 minimum balance
FDIC Insured

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IRA CD

Up to 0.45% APY
Terms ranging from 3 months -120 months
$500 minimum opening deposit
No monthly maintenance fee
FDIC Insured

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Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online in minutes
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

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Open a CIT Bank 1.85% APY Savings Builder High Yield Savings Account

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Rewards Checking

Up to 1.25% APY
No minimum balance requirements
No fees to open or maintain account
Overdraft Protection
Daily Compounding Interest
FDIC insured

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NBKC Checking Account - 1.01% APY

Earn 1.01% APY
No monthly account fees
No minimum balance
No ATM fees at 32,000+ Moneypass ATMs and up to $12/month refund for any other ATM fees

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Open Spend and Save Account - Earn up to 1.00% APY

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Cash back on all debit card purchases
Up to 1.00% APY on savings
No ATM fees

TCF Bank Offers You May Have Missed

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$100

TFC Free Checking Account - $100 Bonus

Open a TCF Free Checking Account online with a minimum opening deposit of $25. To receive $100 bonus, receive direct deposits totaling at least $500 OR make at least $250 in debit card purchases that have posted to your account. Your $100 bonus will be deposited into your new checking account the business day following the criteria verification. Your account must be open to receive the credit. This offer does not apply if you have an existing TCF consumer checking account or have closed an account within the last 90 days.

Go to TCF Bank Website

Expired 10/15/2017

TCF Bank has 320 branches mostly in the Midwest. Offers several checking options, including a no-fee checking and specialty accounts for teens, students, and seniors.

TCF Bank Promotions

From time to time, TCF Bank offers cash bonuses for new banking customers. Deals are only available for residents of select States, so make sure you read the fine print carefully.

TCF Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 800 ATMs.

Special Checking Account Features

TCF Bank checking accounts come with these features:

Instant debit card with tap to pay. Once you've opened your account, you can stop by a branch and get your debit card on the spot. If you've lost your debit card, you can also get a replacement card right away at a branch.
Instant lock. You can instantly lock your debit card right from your mobile app or computer. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. Once you've found your card, just unlock it.
Overdraft protection. To help cover overdrafts, you can link your TCF Bank checking account to a savings account or a TCF line of credit. Funds will automatically be transferred if you overdraw your account. There is a transfer fee (and an interest charge if you use the line of credit), but it's less than the overdraft fee. You must opt in to this service.
Free savings account. All TCF checking customers can get the Free Savings account for no monthly service fee. There is no minimum balance requirement either. This account can be used for overdraft protection.

How to Avoid TCF Bank Checking Account Fees

TCF Free Checking. This account has no monthly service fees with online statements.
TCF Premier Checking. The $15 monthly fee can be waived if you: maintain a minimum account balance of $2,500, OR a combined balance of at least $15,000 across all TCF Bank accounts.
TCF Premier 62+ Checking. The $9.95 monthly fee can be waived if you: have direct deposits of at least $200, OR make 15 qualifying withdrawals per month.
TCF Student Checking. This account has no monthly service fee or minimum balance requirements for young adults 18-24.
TCF Teen Checking. This account has no monthly service fee or minimum balance requirements for teens 14-17.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

Disclaimer: This content was first published on November 19, 2018. Information including rates, fees, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the bank's website for updated information.

Highlights

Savings
0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account.

Compare: TCF Bank vs CIT Bank

CD
0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.

Compare: TCF Bank vs Discover Bank

Money Market
0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.

Compare: TCF Bank vs UFB Direct

Customer Service
24/7 Telephone Customer Service

Compare: TCF Bank vs Chase

ATMs
836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.

IRA CD
0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.

Locations
320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.

Pricing information from published website as of 11/08/2019 based on 55441 zip code.

	TCF Bank	Wells Fargo
	Benefits and Features
Savings	0.01% APY. Minimum deposit of $25 - $50, depending on account. May have monthly maintenance fee of $0 - $10, depending on account. Can be waived with minimum balance of $100 or $1000, depending on account.	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, or are under the age of 18.
CD	0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.	Standard Term CD: 0.05% - 0.35% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $5,000. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
Money Market	0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.	Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.
Customer Service	24/7 Telephone Customer Service	Available 24 hours a day, 7 days a week.
ATMs	836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.	More than 13,000 ATMs across the country.
IRA CD	0.05% - 0.45% APY. Slightly higher APY rates with a TCF Checking Account. Terms ranging from 3 months - 120 months. $500 minimum opening deposit.	Standard Term CD: 0.01% - 0.35% APY. Terms of 1 month to 114 months. Minimum deposit of $1,000. Special CD: 1.15% - 1.50% APY. Terms of 9, 29, and 39 months. Minimum deposit of $2,500. Bonus of up to 1.55% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		0.03% - 0.05% APY. $100 minimum opening deposit.
Locations	320 branches across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.	Approximately 5,400 retail banking branches coast to coast.
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TCF Bank: Pricing information from published website as of 11/08/2019 based on 55441 zip code. Wells Fargo: Pricing information from published website as of 11/09/19 based on 91107 zip code.

TCF Bank Alternatives

Chase Sapphire℠ Checking

Enjoy a $1,000 welcome bonus when you join Sapphire℠ Banking. Within 45 days, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts, (excludes any J.P. Morgan retirement accounts and CDs) and maintain that balance for 90 days.
Enjoy a new kind of banking experience
No ATM fees worldwide - down the street or around the globe
Perks that add up - relationship rates, special access and help when you need it
Open online in minutes
Email my upgrade code
Available in: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV

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