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Mission Valley Bank Promotions

By Charles Tran
Updated April 18, 2026

Read our in-depth review of Mission Valley Bank to see why Mission Valley Bank scored 4.3 stars out of 5. We like their various savings options and monthly fees can be waived.

High Yield Savings Account - 3.86% APY
3.86%

High Yield Savings Account - 3.86% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
3-Month No-Penalty CD -  3.88% APY
3.88%

3-Month No-Penalty CD - 3.88% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
1-Month High-Yield CD - 3.90% APY
3.90%

1-Month High-Yield CD - 3.90% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured
Mission Valley Bank CD Rates - Up to 3.90% APY
3.90%

Mission Valley Bank CD Rates - Up to 3.90% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured

CDAPY
1-Month High Yield CD3.90% APY
3-Month No-Penalty CD3.80% APY
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Raisin

High-Yield Savings Account - Up to $1,200 Bonus

Expires 6/30/2026
New customers only. Earn up to a $1,200 bonus.

  1. Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
  2. To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
  3. Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.

Qualifying Deposit Welcome Bonus Bonus Boost Total Bonus
$10,000 - $24,999 $50 +$10 $60
$25,000 - $49,999 $125 +$25 $150
$50,000 - $99,999 $250 +$50 $300
$100,000 - $199,999 $500 +100 $600
$200,000 or more $1,000 +200 $1,200
Raisin

No-Penalty CD - Up to $1,200 Bonus

Expires 6/30/2026
New customers only. Earn up to a $1,200 bonus.

  1. Enter promo code SUMMER26 at sign-up and deposit a total of $10,000 or more within 14 days to secure your base cash bonus and unlock the optional recurring deposit reward.
  2. To earn an additional reward, schedule two or more recurring deposits within your first 90 days. You are eligible for a maximum additional bonus based on your deposit tier, allowing you to choose your matching recurring bonus tier or any tier below it.
  3. Maintain your balance for 90 days. Once all promotional requirements are met, your total combined cash bonus will be credited to your account within 30 days.

Qualifying Deposit Welcome Bonus Bonus Boost Total Bonus
$10,000 - $24,999 $50 +$10 $60
$25,000 - $49,999 $125 +$25 $150
$50,000 - $99,999 $250 +$50 $300
$100,000 - $199,999 $500 +100 $600
$200,000 or more $1,000 +200 $1,200
Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures

Mission Valley Bank CD Rates

What is Mission Valley Bank's CD rates?
  • 1-Month High-Yield CD - 3.90% APY

    Highlights

    Savings
    • High Yield Savings Account - 3.86% APY
    CD
    • 1-Month High-Yield CD - 3.90% APY
    Locations
    2 branch locations

Pricing information from published website as of 04/01/2026.


Mission Valley Bank Alternatives

Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.65% APY

  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Articles on Mission Valley Bank

Mission Valley Bank Review

Discover a wide range of savings opportunities with Mission Valley Bank, including high-yield accounts available through Raisin.
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